166 SBA loans worth $110.6M went to businesses in San Marcos, CA between October 2021 and June 2026, from 49 lenders. U.S. Bank made the most, 18 loans. The median loan was $350,000, compared with $300,000 across California, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 18 | $2.6M | $37,500 | 28% |
| 2 | California Statewide Certified Development Certified development company · Davis, CA | 13 | $9.5M | $648,000 | 0% |
| 3 | Wells Fargo Bank Bank · Sioux Falls, SD | 10 | $3.7M | $304,500 | 70% |
| 4 | Live Oak Banking Bank · Wilmington, NC | 9 | $12.3M | $525,000 | 22% |
| 5 | CDC Small Business Finance Non-bank lender · San Diego, CA | 9 | $1.5M | $150,000 | 11% |
| 6 | CDC Small Business Finance Certified development company · San Diego, CA | 8 | $10.2M | $1,010,000 | 0% |
| 7 | Business Finance Capital Certified development company · Los Angeles, CA | 8 | $9.5M | $934,000 | 12% |
| 8 | Newtek Bank Bank · Miami, FL | 7 | $2.9M | $350,000 | 0% |
| 9 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 6 | $4.2M | $50,000 | 17% |
| 10 | CalPrivate Bank Bank · La Jolla, CA | 5 | $4.6M | $446,200 | 20% |
| 11 | Western Alliance Bank Bank · Phoenix, AZ | 5 | $4.3M | $271,700 | 20% |
| 12 | JPMorgan Chase Bank Bank · Columbus, OH | 5 | $575K | $100,000 | 0% |
| 13 | Northeast Bank Bank · Portland, ME | 4 | $923K | $262,700 | 0% |
| 14 | Bank of America Bank · Charlotte, NC | 4 | $826K | $213,050 | 0% |
| 15 | City National Bank Bank · Los Angeles, CA | 3 | $2.2M | $360,000 | 33% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 36 | $350,000 | U.S. Bank | |
| Manufacturing | 26 | $717,000 | Live Oak Banking | |
| Wholesale trade | 20 | $327,500 | California Statewide Certified Development | |
| Professional and technical services | 19 | $125,000 | U.S. Bank | |
| Retail | 14 | $475,250 | Newtek Bank | |
| Health care and social assistance | 14 | $422,000 | Business Finance Capital | |
| Other services (repair, personal care) | 11 | $443,000 | Western Alliance Bank | |
| Restaurants and hotels | 8 | $316,850 | First Internet Bank of Indiana |