1,618 SBA loans worth $853.5M went to businesses in San Diego, CA between October 2021 and June 2026, from 118 lenders. U.S. Bank made the most, 187 loans. The median loan was $221,500, compared with $300,000 across California, and professional and technical services was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 187 | $69.9M | $50,000 | 33% |
| 2 | Northeast Bank Bank · Portland, ME | 102 | $16.1M | $112,500 | 14% |
| 3 | CDC Small Business Finance Non-bank lender · San Diego, CA | 95 | $16.2M | $150,000 | 47% |
| 4 | Newtek Bank Bank · Miami, FL | 86 | $29.3M | $228,000 | 16% |
| 5 | JPMorgan Chase Bank Bank · Columbus, OH | 76 | $16.1M | $150,000 | 5% |
| 6 | Huntington National Bank Bank · Columbus, OH | 69 | $21.0M | $225,000 | 61% |
| 7 | Wells Fargo Bank Bank · Sioux Falls, SD | 62 | $12.6M | $15,000 | 85% |
| 8 | BayFirst National Bank Bank · St. Petersburg, FL | 62 | $8.3M | $150,000 | 0% |
| 9 | Live Oak Banking Bank · Wilmington, NC | 57 | $65.4M | $525,000 | 14% |
| 10 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 57 | $8.0M | $50,000 | 4% |
| 11 | Zions Bank, A Division of Bank · Salt Lake City, UT | 55 | $18.9M | $140,000 | 18% |
| 12 | California Statewide Certified Development Certified development company · Davis, CA | 51 | $60.6M | $870,000 | 0% |
| 13 | Mortgage Capital Development Certified development company · Oakland, CA | 46 | $70.8M | $1,084,000 | 2% |
| 14 | Bank of America Bank · Charlotte, NC | 42 | $18.7M | $250,000 | 2% |
| 15 | Celtic Bank Bank · Salt Lake City, UT | 39 | $11.5M | $150,000 | 18% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 306 | $250,000 | U.S. Bank | |
| Restaurants and hotels | 196 | $275,100 | U.S. Bank | |
| Health care and social assistance | 167 | $205,000 | California Statewide Certified Development | |
| Construction | 163 | $150,000 | U.S. Bank | |
| Retail | 157 | $220,000 | U.S. Bank | |
| Other services (repair, personal care) | 150 | $200,000 | U.S. Bank | |
| Manufacturing | 85 | $350,000 | U.S. Bank | |
| Administrative and support services | 84 | $289,400 | Huntington National Bank |