205 SBA loans worth $121.2M went to businesses in Carlsbad, CA between October 2021 and June 2026, from 52 lenders. U.S. Bank made the most, 20 loans. The median loan was $300,000, compared with $300,000 across California, and professional and technical services was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 20 | $9.8M | $45,500 | 45% |
| 2 | Huntington National Bank Bank · Columbus, OH | 15 | $4.4M | $315,000 | 40% |
| 3 | Northeast Bank Bank · Portland, ME | 15 | $2.4M | $140,000 | 0% |
| 4 | Newtek Bank Bank · Miami, FL | 14 | $3.7M | $150,000 | 29% |
| 5 | Mortgage Capital Development Certified development company · Oakland, CA | 10 | $15.3M | $1,091,000 | 20% |
| 6 | California Statewide Certified Development Certified development company · Davis, CA | 10 | $11.0M | $911,000 | 0% |
| 7 | JPMorgan Chase Bank Bank · Columbus, OH | 10 | $2.1M | $157,500 | 0% |
| 8 | CDC Small Business Finance Non-bank lender · San Diego, CA | 10 | $2.0M | $175,000 | 70% |
| 9 | CDC Small Business Finance Certified development company · San Diego, CA | 8 | $12.6M | $1,430,500 | 25% |
| 10 | Bank of America Bank · Charlotte, NC | 7 | $4.3M | $300,000 | 14% |
| 11 | Live Oak Banking Bank · Wilmington, NC | 7 | $4.2M | $425,000 | 0% |
| 12 | BayFirst National Bank Bank · St. Petersburg, FL | 7 | $879K | $150,000 | 0% |
| 13 | CalPrivate Bank Bank · La Jolla, CA | 5 | $4.0M | $810,000 | 20% |
| 14 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 5 | $920K | $129,000 | 20% |
| 15 | Fifth Third Bank Bank · Cincinnati, OH | 4 | $4.6M | $916,500 | 25% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 39 | $250,000 | JPMorgan Chase Bank | |
| Construction | 31 | $250,000 | U.S. Bank | |
| Restaurants and hotels | 21 | $300,000 | U.S. Bank | |
| Wholesale trade | 19 | $350,000 | BayFirst National Bank | |
| Retail | 17 | $75,000 | U.S. Bank | |
| Health care and social assistance | 16 | $397,000 | California Statewide Certified Development | |
| Arts, entertainment and recreation | 12 | $595,300 | Huntington National Bank | |
| Administrative and support services | 8 | $250,000 | U.S. Bank |