217 SBA loans worth $133.7M went to businesses in Oceanside, CA between October 2021 and June 2026, from 57 lenders. Newtek Bank made the most, 21 loans. The median loan was $235,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Newtek Bank Bank · Miami, FL | 21 | $9.8M | $175,000 | 48% |
| 2 | U.S. Bank Bank · Cincinnati, OH | 21 | $3.7M | $35,000 | 38% |
| 3 | Huntington National Bank Bank · Columbus, OH | 16 | $5.4M | $178,000 | 56% |
| 4 | Northeast Bank Bank · Portland, ME | 12 | $1.7M | $150,000 | 8% |
| 5 | Mortgage Capital Development Certified development company · Oakland, CA | 11 | $12.0M | $1,132,000 | 0% |
| 6 | CDC Small Business Finance Non-bank lender · San Diego, CA | 10 | $1.8M | $194,000 | 30% |
| 7 | California Statewide Certified Development Certified development company · Davis, CA | 9 | $5.5M | $464,000 | 0% |
| 8 | Celtic Bank Bank · Salt Lake City, UT | 9 | $4.7M | $150,000 | 0% |
| 9 | JPMorgan Chase Bank Bank · Columbus, OH | 7 | $1.2M | $150,000 | 14% |
| 10 | Zions Bank, A Division of Bank · Salt Lake City, UT | 7 | $1.0M | $150,000 | 29% |
| 11 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 6 | $625K | $75,000 | 0% |
| 12 | Business Finance Capital Certified development company · Los Angeles, CA | 5 | $5.6M | $333,000 | 0% |
| 13 | Byline Bank Bank · Chicago, IL | 5 | $4.7M | $920,000 | 40% |
| 14 | BayFirst National Bank Bank · St. Petersburg, FL | 5 | $3.4M | $643,600 | 20% |
| 15 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 5 | $2.0M | $105,000 | 20% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 34 | $401,500 | Huntington National Bank | |
| Construction | 30 | $150,000 | U.S. Bank | |
| Retail | 27 | $259,900 | Huntington National Bank | |
| Professional and technical services | 21 | $400,000 | Newtek Bank | |
| Manufacturing | 19 | $150,000 | Zions Bank, A Division of | |
| Wholesale trade | 18 | $603,500 | CDC Small Business Finance | |
| Other services (repair, personal care) | 18 | $319,000 | Huntington National Bank | |
| Health care and social assistance | 15 | $304,000 | California Statewide Certified Development |