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SBA lenders in La Jolla, CA

SBA 7(a) and 504 loans to businesses in La Jolla (San Diego County), October 2021 to June 30, 2026 · Updated October 15, 2026
68
SBA loans approved
$34.4M
Total approved
$150,000
Median loan
29
Lenders active
25%
To startups

68 SBA loans worth $34.4M went to businesses in La Jolla, CA between October 2021 and June 2026, from 29 lenders. U.S. Bank made the most, 9 loans. The median loan was $150,000, compared with $300,000 across California, and health care and social assistance was the most financed industry.

Most active SBA lenders in La Jolla

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
9$3.6M$50,00011%
2BayFirst National Bank
Bank · St. Petersburg, FL
7$1.1M$150,0000%
3Zions Bank, A Division of
Bank · Salt Lake City, UT
6$1.8M$142,50033%
4CDC Small Business Finance
Non-bank lender · San Diego, CA
5$1.2M$335,0000%
5Huntington National Bank
Bank · Columbus, OH
4$1.6M$225,000100%
6CalPrivate Bank
Bank · La Jolla, CA
3$4.4M$1,795,50033%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$164K$50,0000%
8Live Oak Banking
Bank · Wilmington, NC
2$2.9M$1,463,00050%
9California Statewide Certified Development
Certified development company · Davis, CA
2$2.5M$1,253,00050%
10City National Bank
Bank · Los Angeles, CA
2$1.6M$799,25050%
11Southland Economic Development
Certified development company · Santa Ana, CA
2$1.6M$776,5000%
12First Merchants Bank
Bank · Muncie, IN
2$803K$401,5000%
13First Bank of the Lake
Bank · Osage Beach, MO
2$564K$282,00050%
14Northeast Bank
Bank · Portland, ME
2$400K$200,0000%
15Newtek Bank
Bank · Miami, FL
2$180K$90,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in La Jolla. For 504 loans the lender shown is the certified development company.

What gets financed in La Jolla

IndustryLoansShareMedian loanMost active lender
Health care and social assistance11
16%
$350,000Huntington National Bank
Restaurants and hotels9
13%
$335,000Huntington National Bank
Professional and technical services8
12%
$637,000Zions Bank, A Division of
Retail8
12%
$417,350First Merchants Bank
Education7
10%
$150,000BayFirst National Bank
Other services (repair, personal care)5
7%
$41,000U.S. Bank
Construction5
7%
$350,000U.S. Bank
Real estate and rental4
6%
$1,300,000U.S. Bank
Loan size mix
  • Under $150,00038%
  • $150,000 to $500,00034%
  • $500,000 to $2 million21%
  • $2 million and up7%
Compared with California
Median loan, La Jolla
$150,000
Median loan, California
$300,000
Startup share, La Jolla
25%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in La Jolla

0102030FY14: 13 loansFY14FY15: 23 loansFY15FY16: 16 loansFY16FY17: 12 loansFY17FY18: 17 loansFY18FY19: 13 loansFY19FY20: 14 loansFY20FY21: 15 loansFY21FY22: 8 loansFY22FY23: 11 loansFY23FY24: 20 loansFY24FY25: 24 loansFY2524FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.