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SBA lenders in Poway, CA

SBA 7(a) and 504 loans to businesses in Poway (San Diego County), October 2021 to June 30, 2026 · Updated October 15, 2026
84
SBA loans approved
$55.3M
Total approved
$303,000
Median loan
38
Lenders active
18%
To startups

84 SBA loans worth $55.3M went to businesses in Poway, CA between October 2021 and June 2026, from 38 lenders. U.S. Bank made the most, 8 loans. The median loan was $303,000, compared with $300,000 across California, and health care and social assistance was the most financed industry.

Most active SBA lenders in Poway

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
8$3.0M$84,00038%
2Northeast Bank
Bank · Portland, ME
7$1.4M$207,60014%
3BayFirst National Bank
Bank · St. Petersburg, FL
5$1.5M$150,0000%
4Newtek Bank
Bank · Miami, FL
5$1.3M$225,00020%
5Huntington National Bank
Bank · Columbus, OH
5$1.2M$340,00080%
6Mortgage Capital Development
Certified development company · Oakland, CA
4$4.6M$1,113,0000%
7California Statewide Certified Development
Certified development company · Davis, CA
4$1.5M$374,0000%
8CDC Small Business Finance
Certified development company · San Diego, CA
3$4.0M$1,625,0000%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$1.4M$500,0000%
10AMPAC Tri-State CDC
Non-bank lender · Ontario, CA
3$394K$50,0000%
11Live Oak Banking
Bank · Wilmington, NC
2$5.0M$2,500,0000%
12Pinnacle Bank
Bank · Gilroy, CA
2$4.7M$2,341,2500%
13Wells Fargo Bank
Bank · Sioux Falls, SD
2$1.3M$672,3000%
14Enterprise Bank & Trust
Bank · Clayton, MO
2$1.2M$618,3500%
15First Internet Bank of Indiana
Bank · Fishers, IN
2$1.2M$591,5000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Poway. For 504 loans the lender shown is the certified development company.

What gets financed in Poway

IndustryLoansShareMedian loanMost active lender
Health care and social assistance13
15%
$350,000AMPAC Tri-State CDC
Construction13
15%
$225,000Northeast Bank
Other services (repair, personal care)9
11%
$250,000Readycap Lending
Retail9
11%
$779,000Northeast Bank
Manufacturing9
11%
$340,000Huntington National Bank
Professional and technical services7
8%
$150,000U.S. Bank
Arts, entertainment and recreation6
7%
$212,500First Internet Bank of Indiana
Real estate and rental4
5%
$431,000Mortgage Capital Development
Loan size mix
  • Under $150,00020%
  • $150,000 to $500,00044%
  • $500,000 to $2 million30%
  • $2 million and up6%
Compared with California
Median loan, Poway
$303,000
Median loan, California
$300,000
Startup share, Poway
18%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Poway

0132740FY14: 18 loansFY14FY15: 25 loansFY15FY16: 33 loansFY16FY17: 21 loansFY17FY18: 19 loansFY18FY19: 17 loansFY19FY20: 8 loansFY20FY21: 28 loansFY21FY22: 14 loansFY22FY23: 12 loansFY23FY24: 12 loansFY24FY25: 36 loansFY2536FY26 (Oct to Jun): 10 loansFY2610
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.