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SBA lenders in Escondido, CA

SBA 7(a) and 504 loans to businesses in Escondido (San Diego County), October 2021 to June 30, 2026 · Updated October 15, 2026
200
SBA loans approved
$150.5M
Total approved
$350,000
Median loan
55
Lenders active
19%
To startups

200 SBA loans worth $150.5M went to businesses in Escondido, CA between October 2021 and June 2026, from 55 lenders. U.S. Bank made the most, 22 loans. The median loan was $350,000, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in Escondido

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
22$9.9M$55,00018%
2Newtek Bank
Bank · Miami, FL
12$4.6M$312,5008%
3Bank of America
Bank · Charlotte, NC
12$3.5M$106,0008%
4Live Oak Banking
Bank · Wilmington, NC
11$13.9M$775,00018%
5Mortgage Capital Development
Certified development company · Oakland, CA
10$13.4M$1,189,5000%
6California Statewide Certified Development
Certified development company · Davis, CA
8$8.5M$659,0000%
7Wells Fargo Bank
Bank · Sioux Falls, SD
8$3.9M$20,00075%
8CDC Small Business Finance
Non-bank lender · San Diego, CA
8$1.4M$148,50050%
9Northeast Bank
Bank · Portland, ME
8$1.0M$69,00012%
10Business Finance Capital
Certified development company · Los Angeles, CA
7$4.6M$675,0000%
11Lendistry SBLC
Non-bank lender · Los Angeles, CA
7$1.5M$150,0000%
12Fifth Third Bank
Bank · Cincinnati, OH
6$5.4M$277,5000%
13Newtek Small Business Finance
Non-bank lender · Lake Success, NY
5$5.9M$210,0000%
14Huntington National Bank
Bank · Columbus, OH
5$2.5M$350,00040%
15CDC Small Business Finance
Certified development company · San Diego, CA
5$2.4M$394,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Escondido. For 504 loans the lender shown is the certified development company.

What gets financed in Escondido

IndustryLoansShareMedian loanMost active lender
Construction40
20%
$295,000U.S. Bank
Health care and social assistance29
14%
$948,000Mortgage Capital Development
Other services (repair, personal care)26
13%
$320,500U.S. Bank
Retail22
11%
$275,000Commonwealth Business Bank
Professional and technical services19
10%
$250,000Wells Fargo Bank
Restaurants and hotels14
7%
$648,500Business Finance Capital
Wholesale trade12
6%
$300,000Bank of America
Manufacturing9
4%
$500,000Newtek Bank
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00031%
  • $500,000 to $2 million32%
  • $2 million and up10%
Compared with California
Median loan, Escondido
$350,000
Median loan, California
$300,000
Startup share, Escondido
19%
Startup share, California
23%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Escondido

0234770FY14: 31 loansFY14FY15: 48 loansFY15FY16: 63 loansFY1663FY17: 38 loansFY17FY18: 31 loansFY18FY19: 48 loansFY19FY20: 40 loansFY20FY21: 47 loansFY21FY22: 32 loansFY22FY23: 47 loansFY23FY24: 42 loansFY24FY25: 56 loansFY25FY26 (Oct to Jun): 23 loansFY2623
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.