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SBA lenders in San Clemente, CA

SBA 7(a) and 504 loans to businesses in San Clemente (Orange County), October 2021 to June 30, 2026 · Updated October 15, 2026
107
SBA loans approved
$78.7M
Total approved
$350,000
Median loan
42
Lenders active
22%
To startups

107 SBA loans worth $78.7M went to businesses in San Clemente, CA between October 2021 and June 2026, from 42 lenders. Business Finance Capital made the most, 7 loans. The median loan was $350,000, compared with $300,000 across California, and professional and technical services was the most financed industry.

Most active SBA lenders in San Clemente

#LenderLoansApprovedMedian loanTo startups
1Business Finance Capital
Certified development company · Los Angeles, CA
7$13.0M$934,00014%
2Newtek Bank
Bank · Miami, FL
7$2.2M$200,00029%
3Live Oak Banking
Bank · Wilmington, NC
6$7.0M$350,00033%
4U.S. Bank
Bank · Cincinnati, OH
6$592K$35,00017%
5Northeast Bank
Bank · Portland, ME
6$490K$50,0000%
6California Statewide Certified Development
Certified development company · Davis, CA
5$5.5M$850,0000%
7JPMorgan Chase Bank
Bank · Columbus, OH
5$2.4M$500,0000%
8Wells Fargo Bank
Bank · Sioux Falls, SD
5$1.9M$440,00080%
9CDC Small Business Finance
Non-bank lender · San Diego, CA
5$859K$150,00020%
10Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
4$3.2M$748,40075%
11Lendistry SBLC
Non-bank lender · Los Angeles, CA
4$1.2M$263,5000%
12Zions Bank, A Division of
Bank · Salt Lake City, UT
4$1.1M$83,65050%
13Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$318K$50,00025%
14Mortgage Capital Development
Certified development company · Oakland, CA
3$5.4M$2,016,0000%
15AMPAC Tri-State CDC
Non-bank lender · Ontario, CA
3$600K$200,00033%
7(a) and 504 lenders combined, ranked by number of loans to businesses in San Clemente. For 504 loans the lender shown is the certified development company.

What gets financed in San Clemente

IndustryLoansShareMedian loanMost active lender
Professional and technical services18
17%
$300,000Northeast Bank
Construction13
12%
$500,000TowneBank
Retail12
11%
$386,500Wells Fargo Bank
Other services (repair, personal care)11
10%
$290,000Harvest Small Business Finance
Manufacturing11
10%
$558,000Legacy Bank
Health care and social assistance10
9%
$421,500Live Oak Banking
Wholesale trade10
9%
$847,500Business Finance Capital
Restaurants and hotels7
7%
$724,000Wells Fargo Bank
Loan size mix
  • Under $150,00025%
  • $150,000 to $500,00033%
  • $500,000 to $2 million31%
  • $2 million and up11%
Compared with California
Median loan, San Clemente
$350,000
Median loan, California
$300,000
Startup share, San Clemente
22%
Startup share, California
23%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in San Clemente

0132740FY14: 23 loansFY14FY15: 33 loansFY1533FY16: 22 loansFY16FY17: 27 loansFY17FY18: 28 loansFY18FY19: 29 loansFY19FY20: 19 loansFY20FY21: 24 loansFY21FY22: 16 loansFY22FY23: 20 loansFY23FY24: 24 loansFY24FY25: 29 loansFY25FY26 (Oct to Jun): 18 loansFY2618
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.