54 SBA loans worth $27.2M went to businesses in Laguna Beach, CA between October 2021 and June 2026, from 31 lenders. U.S. Bank made the most, 8 loans. The median loan was $150,000, compared with $300,000 across California, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 8 | $338K | $33,900 | 25% |
| 2 | Northeast Bank Bank · Portland, ME | 6 | $486K | $75,000 | 50% |
| 3 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 5 | $685K | $150,000 | 0% |
| 4 | Newtek Bank Bank · Miami, FL | 3 | $376K | $126,000 | 67% |
| 5 | Wells Fargo Bank Bank · Sioux Falls, SD | 2 | $1.5M | $751,250 | 100% |
| 6 | JPMorgan Chase Bank Bank · Columbus, OH | 2 | $460K | $230,000 | 0% |
| 7 | CDC Small Business Finance Non-bank lender · San Diego, CA | 2 | $400K | $200,000 | 50% |
| 8 | Celtic Bank Bank · Salt Lake City, UT | 2 | $300K | $150,000 | 0% |
| 9 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 2 | $250K | $125,000 | 0% |
| 10 | Enterprise Bank & Trust Bank · Clayton, MO | 1 | $5.0M | $5,000,000 | 100% |
| 11 | California Statewide Certified Development Certified development company · Davis, CA | 1 | $2.0M | $1,966,000 | 0% |
| 12 | Mortgage Capital Development Certified development company · Oakland, CA | 1 | $1.8M | $1,779,000 | 0% |
| 13 | Sunwest Bank Bank · Sandy, UT | 1 | $1.7M | $1,703,000 | 100% |
| 14 | Live Oak Banking Bank · Wilmington, NC | 1 | $1.6M | $1,650,000 | 0% |
| 15 | Business Finance Capital Certified development company · Los Angeles, CA | 1 | $1.4M | $1,356,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 9 | $150,000 | U.S. Bank | |
| Construction | 8 | $225,000 | U.S. Bank | |
| Health care and social assistance | 7 | $111,800 | Northeast Bank | |
| Professional and technical services | 6 | $138,000 | Newtek Bank | |
| Restaurants and hotels | 6 | $314,500 | Enterprise Bank & Trust | |
| Wholesale trade | 4 | $200,000 | Beach Cities Commercial Bank | |
| Manufacturing | 3 | $150,000 | Wells Fargo Bank | |
| Arts, entertainment and recreation | 2 | $766,250 | U.S. Bank |