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Bank · Irvine, CA

Beach Cities Commercial Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
23
SBA loans approved
$25.5M
Total approved
$922,500
Median loan
3
States lent in
9%
To startups
#840
National rank by loans

Beach Cities Commercial Bank approved 23 SBA loans worth $25.5M between October 2021 and June 2026, ranking #840 of 2,283 SBA lenders nationally by loan count. Its median loan was $922,500, and 9% went to startups or businesses under two years old. It lent in 3 states, most often in California, and its most financed industry was manufacturing.

SBA loans per fiscal year

071320FY14FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24: 8 loansFY24FY25: 11 loansFY2511FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Beach Cities Commercial Bank lends

StateLoansApprovedMedian loanRank in state
California21$24.1M$950,000#129
Michigan1$440K$440,000#241
New York1$922K$922,500#244

Industries Beach Cities Commercial Bank finances

IndustryLoansShareMedian loan
Manufacturing5
22%
$1,000,000
Health care and social assistance4
17%
$1,015,000
Professional and technical services3
13%
$300,000
Other services (repair, personal care)3
13%
$780,000
Administrative and support services2
9%
$1,818,750
Construction2
9%
$1,472,500
Restaurants and hotels2
9%
$550,000
Wholesale trade2
9%
$392,500
Loan size mix
  • Under $150,0009%
  • $150,000 to $500,00026%
  • $500,000 to $2 million48%
  • $2 million and up17%
Loan programs used
  • Standard 7(a)57%
  • Preferred Lender (PLP)26%
  • CAPLines9%
  • Contract CAPLine4%
  • SBA Express4%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.