52 SBA loans worth $13.7M went to businesses in Ladera Ranch, CA between October 2021 and June 2026, from 28 lenders. U.S. Bank made the most, 8 loans. The median loan was $150,000, compared with $300,000 across California, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 8 | $875K | $87,500 | 38% |
| 2 | BayFirst National Bank Bank · St. Petersburg, FL | 6 | $879K | $150,000 | 0% |
| 3 | Bank of America Bank · Charlotte, NC | 3 | $1.0M | $300,000 | 0% |
| 4 | Huntington National Bank Bank · Columbus, OH | 3 | $778K | $350,000 | 67% |
| 5 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 3 | $600K | $50,000 | 0% |
| 6 | California Statewide Certified Development Certified development company · Davis, CA | 2 | $1.7M | $846,000 | 0% |
| 7 | JPMorgan Chase Bank Bank · Columbus, OH | 2 | $510K | $255,000 | 50% |
| 8 | Northeast Bank Bank · Portland, ME | 2 | $400K | $200,000 | 0% |
| 9 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 2 | $300K | $150,000 | 0% |
| 10 | Wells Fargo Bank Bank · Sioux Falls, SD | 2 | $50K | $25,000 | 100% |
| 11 | Banner Bank Bank · Walla Walla, WA | 2 | $41K | $20,400 | 0% |
| 12 | United Midwest Savings Bank Bank · Degraff, OH | 1 | $1.3M | $1,257,000 | 0% |
| 13 | Gulf Coast Bank and Trust Bank · New Orleans, LA | 1 | $796K | $795,800 | 100% |
| 14 | CRF Small Business Loan Company Non-bank lender · Minneapolis, MN | 1 | $580K | $580,000 | 0% |
| 15 | VelocitySBA Non-bank lender · Irving, TX | 1 | $580K | $580,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 11 | $200,000 | U.S. Bank | |
| Professional and technical services | 8 | $180,000 | U.S. Bank | |
| Retail | 8 | $150,000 | BayFirst National Bank | |
| Administrative and support services | 6 | $165,500 | Banner Bank | |
| Health care and social assistance | 5 | $350,000 | U.S. Bank | |
| Other services (repair, personal care) | 4 | $225,000 | Wells Fargo Bank | |
| Restaurants and hotels | 3 | $150,000 | Northeast Bank | |
| Arts, entertainment and recreation | 2 | $225,750 | Citizens Bank |