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SBA lenders in Costa Mesa, CA

SBA 7(a) and 504 loans to businesses in Costa Mesa (Orange County), October 2021 to June 30, 2026 · Updated October 15, 2026
235
SBA loans approved
$141.5M
Total approved
$252,700
Median loan
64
Lenders active
17%
To startups

235 SBA loans worth $141.5M went to businesses in Costa Mesa, CA between October 2021 and June 2026, from 64 lenders. U.S. Bank made the most, 24 loans. The median loan was $252,700, compared with $300,000 across California, and retail was the most financed industry.

Most active SBA lenders in Costa Mesa

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
24$15.8M$62,50017%
2Business Finance Capital
Certified development company · Los Angeles, CA
14$17.5M$1,025,5000%
3Newtek Bank
Bank · Miami, FL
13$5.2M$400,00031%
4Readycap Lending
Non-bank lender · Berkeley Heights, NJ
13$4.9M$259,0000%
5JPMorgan Chase Bank
Bank · Columbus, OH
11$3.6M$200,0000%
6Bank of America
Bank · Charlotte, NC
11$3.1M$150,0000%
7Huntington National Bank
Bank · Columbus, OH
11$2.5M$175,00055%
8Northeast Bank
Bank · Portland, ME
11$2.1M$175,00018%
9Lendistry SBLC
Non-bank lender · Los Angeles, CA
10$2.1M$225,8500%
10Wells Fargo Bank
Bank · Sioux Falls, SD
7$6.6M$15,00057%
11Celtic Bank
Bank · Salt Lake City, UT
7$1.9M$150,0000%
12BayFirst National Bank
Bank · St. Petersburg, FL
7$974K$150,0000%
13Mortgage Capital Development
Certified development company · Oakland, CA
6$5.7M$694,50033%
14City National Bank
Bank · Los Angeles, CA
5$2.7M$719,00060%
15California Statewide Certified Development
Certified development company · Davis, CA
4$5.6M$1,197,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Costa Mesa. For 504 loans the lender shown is the certified development company.

What gets financed in Costa Mesa

IndustryLoansShareMedian loanMost active lender
Retail36
15%
$350,000Northeast Bank
Construction31
13%
$150,000U.S. Bank
Professional and technical services30
13%
$223,300Newtek Bank
Other services (repair, personal care)24
10%
$160,100AMPAC Tri-State CDC
Restaurants and hotels22
9%
$290,000American Business Bank
Health care and social assistance20
9%
$407,000Readycap Lending
Manufacturing14
6%
$250,000Business Finance Capital
Wholesale trade14
6%
$832,000Business Finance Capital
Loan size mix
  • Under $150,00027%
  • $150,000 to $500,00038%
  • $500,000 to $2 million28%
  • $2 million and up7%
Compared with California
Median loan, Costa Mesa
$252,700
Median loan, California
$300,000
Startup share, Costa Mesa
17%
Startup share, California
23%
Share of state's SBA loans
0.6%

SBA loans per fiscal year in Costa Mesa

0275380FY14: 48 loansFY14FY15: 60 loansFY15FY16: 52 loansFY16FY17: 44 loansFY17FY18: 47 loansFY18FY19: 44 loansFY19FY20: 31 loansFY20FY21: 45 loansFY21FY22: 29 loansFY22FY23: 38 loansFY23FY24: 60 loansFY24FY25: 77 loansFY2577FY26 (Oct to Jun): 31 loansFY2631
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.