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SBA lenders in Lake Forest, CA

SBA 7(a) and 504 loans to businesses in Lake Forest (Orange County), October 2021 to June 30, 2026 · Updated October 15, 2026
100
SBA loans approved
$83.3M
Total approved
$308,850
Median loan
42
Lenders active
23%
To startups

100 SBA loans worth $83.3M went to businesses in Lake Forest, CA between October 2021 and June 2026, from 42 lenders. U.S. Bank made the most, 16 loans. The median loan was $308,850, compared with $300,000 across California, and professional and technical services was the most financed industry.

Most active SBA lenders in Lake Forest

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
16$7.2M$48,80038%
2JPMorgan Chase Bank
Bank · Columbus, OH
8$3.2M$170,00012%
3Mortgage Capital Development
Certified development company · Oakland, CA
6$15.1M$2,668,50017%
4Wells Fargo Bank
Bank · Sioux Falls, SD
6$6.2M$560,00083%
5Business Finance Capital
Certified development company · Los Angeles, CA
5$8.6M$1,235,0000%
6Northeast Bank
Bank · Portland, ME
5$878K$200,0000%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$199K$50,00040%
8Capital Bank
Bank · Rockville, MD
3$6.6M$1,550,0000%
9CDC Small Business Finance
Non-bank lender · San Diego, CA
3$830K$250,0000%
10Wallis Bank
Bank · Wallis, TX
3$392K$144,0000%
11CDC Small Business Finance
Certified development company · San Diego, CA
2$5.6M$2,819,0000%
12Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
2$3.1M$1,564,3000%
13Climate First Bank
Bank · St. Petersburg, FL
2$1.2M$600,000100%
14Western Alliance Bank
Bank · Phoenix, AZ
2$1.0M$508,0000%
15Huntington National Bank
Bank · Columbus, OH
2$922K$461,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lake Forest. For 504 loans the lender shown is the certified development company.

What gets financed in Lake Forest

IndustryLoansShareMedian loanMost active lender
Professional and technical services16
16%
$290,000JPMorgan Chase Bank
Health care and social assistance13
13%
$925,000Wells Fargo Bank
Restaurants and hotels12
12%
$132,500U.S. Bank
Wholesale trade11
11%
$672,000Capital Bank
Construction10
10%
$267,550U.S. Bank
Manufacturing6
6%
$262,100Mission Valley Bank
Transportation and warehousing5
5%
$302,700CDC Small Business Finance
Real estate and rental5
5%
$250,000Western Alliance Bank
Loan size mix
  • Under $150,00034%
  • $150,000 to $500,00020%
  • $500,000 to $2 million33%
  • $2 million and up13%
Compared with California
Median loan, Lake Forest
$308,850
Median loan, California
$300,000
Startup share, Lake Forest
23%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Lake Forest

0102030FY14: 19 loansFY14FY15: 25 loansFY15FY16: 28 loansFY1628FY17: 19 loansFY17FY18: 24 loansFY18FY19: 22 loansFY19FY20: 21 loansFY20FY21: 15 loansFY21FY22: 16 loansFY22FY23: 18 loansFY23FY24: 23 loansFY24FY25: 26 loansFY25FY26 (Oct to Jun): 17 loansFY2617
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.