US Lender Metrics Get a Lender Match
Home › Lender directory › First Bank of the Lake
Bank · Osage Beach, MO

First Bank of the Lake: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
2,275
SBA loans approved
$1.7B
Total approved
$335,000
Median loan
52
States lent in
64%
To startups
#21
National rank by loans

First Bank of the Lake approved 2,275 SBA loans worth $1.7B between October 2021 and June 2026, ranking #21 of 2,283 SBA lenders nationally by loan count. Its median loan was $335,000, and 64% went to startups or businesses under two years old. It lent in 52 states, most often in Texas, and its most financed industry was construction.

SBA loans per fiscal year

0267533800FY14: 5 loansFY14FY15: 1 loansFY15FY16: 3 loansFY16FY17: 9 loansFY17FY18: 13 loansFY18FY19: 15 loansFY19FY20: 44 loansFY20FY21: 153 loansFY21FY22: 173 loansFY22FY23: 409 loansFY23FY24: 705 loansFY24705FY25: 643 loansFY25FY26 (Oct to Jun): 345 loansFY26345
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where First Bank of the Lake lends

StateLoansApprovedMedian loanRank in state
Texas304$233.7M$335,350#18
California303$208.3M$250,000#28
Florida259$208.7M$350,000#19
Georgia107$71.7M$320,000#22
New York104$86.7M$290,250#29
North Carolina93$54.3M$350,000#23
New Jersey72$41.8M$342,500#27
Pennsylvania66$44.4M$260,500#32
Colorado64$41.0M$349,500#29
Virginia61$46.7M$349,900#21
Arizona57$50.7M$363,000#29
Illinois55$31.3M$317,000#33
Tennessee50$33.5M$356,000#17
Indiana48$52.6M$456,750#33
Washington35$25.6M$324,500#48

Industries First Bank of the Lake finances

IndustryLoansShareMedian loan
Construction363
16%
$295,500
Restaurants and hotels286
13%
$565,500
Health care and social assistance279
12%
$330,000
Retail241
11%
$292,000
Other services (repair, personal care)238
10%
$412,000
Administrative and support services194
9%
$244,100
Arts, entertainment and recreation172
8%
$519,000
Professional and technical services145
6%
$150,000
Manufacturing102
4%
$350,000
Wholesale trade54
2%
$168,000
Loan size mix
  • Under $150,00011%
  • $150,000 to $500,00055%
  • $500,000 to $2 million24%
  • $2 million and up10%
Loan programs used
  • Preferred Lender (PLP)90%
  • SBA Express9%
  • Standard 7(a)1%
  • International Trade Loans1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.