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SBA lenders in Chula Vista, CA

SBA 7(a) and 504 loans to businesses in Chula Vista (San Diego County), October 2021 to June 30, 2026 · Updated October 15, 2026
208
SBA loans approved
$80.2M
Total approved
$150,000
Median loan
45
Lenders active
30%
To startups

208 SBA loans worth $80.2M went to businesses in Chula Vista, CA between October 2021 and June 2026, from 45 lenders. U.S. Bank made the most, 45 loans. The median loan was $150,000, compared with $300,000 across California, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Chula Vista

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
45$5.3M$30,00038%
2Wells Fargo Bank
Bank · Sioux Falls, SD
14$1.6M$25,00086%
3California Statewide Certified Development
Certified development company · Davis, CA
12$7.6M$413,5000%
4Northeast Bank
Bank · Portland, ME
12$950K$49,20017%
5BayFirst National Bank
Bank · St. Petersburg, FL
10$1.4M$150,0000%
6CDC Small Business Finance
Non-bank lender · San Diego, CA
9$1.6M$200,00056%
7Huntington National Bank
Bank · Columbus, OH
9$1.4M$204,50089%
8Business Finance Capital
Certified development company · Los Angeles, CA
8$7.4M$850,5000%
9Banner Bank
Bank · Walla Walla, WA
8$3.2M$345,0000%
10Newtek Bank
Bank · Miami, FL
7$6.5M$150,00014%
11Readycap Lending
Non-bank lender · Berkeley Heights, NJ
6$2.7M$297,25050%
12Enterprise Bank & Trust
Bank · Clayton, MO
4$7.5M$1,128,35025%
13CDC Small Business Finance
Certified development company · San Diego, CA
4$1.9M$475,5000%
14Byline Bank
Bank · Chicago, IL
4$775K$180,000100%
15CenTrust Bank, A Division of SmartBiz Bank
Bank · Northbrook, IL
4$600K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Chula Vista. For 504 loans the lender shown is the certified development company.

What gets financed in Chula Vista

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)26
12%
$84,500U.S. Bank
Retail25
12%
$150,000U.S. Bank
Professional and technical services23
11%
$150,000U.S. Bank
Restaurants and hotels23
11%
$350,000U.S. Bank
Construction20
10%
$49,500U.S. Bank
Wholesale trade19
9%
$108,200Northeast Bank
Health care and social assistance14
7%
$278,000California Statewide Certified Development
Real estate and rental14
7%
$138,000U.S. Bank
Loan size mix
  • Under $150,00048%
  • $150,000 to $500,00031%
  • $500,000 to $2 million19%
  • $2 million and up3%
Compared with California
Median loan, Chula Vista
$150,000
Median loan, California
$300,000
Startup share, Chula Vista
30%
Startup share, California
23%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Chula Vista

0204060FY14: 33 loansFY14FY15: 48 loansFY15FY16: 56 loansFY1656FY17: 56 loansFY17FY18: 50 loansFY18FY19: 38 loansFY19FY20: 30 loansFY20FY21: 33 loansFY21FY22: 35 loansFY22FY23: 52 loansFY23FY24: 55 loansFY24FY25: 44 loansFY25FY26 (Oct to Jun): 22 loansFY2622
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.