60 SBA loans worth $35.3M went to businesses in Rancho Santa Margarita, CA between October 2021 and June 2026, from 31 lenders. U.S. Bank made the most, 12 loans. The median loan was $264,500, compared with $300,000 across California, and other services (repair, personal care) was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 12 | $3.7M | $22,500 | 8% |
| 2 | Newtek Bank Bank · Miami, FL | 4 | $850K | $212,500 | 0% |
| 3 | BayFirst National Bank Bank · St. Petersburg, FL | 4 | $265K | $44,000 | 0% |
| 4 | California Statewide Certified Development Certified development company · Davis, CA | 3 | $5.1M | $1,845,000 | 0% |
| 5 | Huntington National Bank Bank · Columbus, OH | 3 | $1.4M | $500,000 | 67% |
| 6 | Associated Bank Bank · Green Bay, WI | 2 | $3.8M | $1,875,000 | 50% |
| 7 | Mortgage Capital Development Certified development company · Oakland, CA | 2 | $2.3M | $1,154,500 | 0% |
| 8 | Pathward Bank · Sioux Falls, SD | 2 | $1.9M | $962,500 | 0% |
| 9 | Time Bank Bank · Park Ridge, IL | 2 | $1.9M | $925,000 | 0% |
| 10 | Merchants Bank of Indiana Bank · Carmel, IN | 2 | $1.0M | $511,650 | 0% |
| 11 | Bank of America Bank · Charlotte, NC | 2 | $900K | $450,000 | 50% |
| 12 | TowneBank Bank · Portsmouth, VA | 2 | $610K | $305,000 | 0% |
| 13 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 2 | $403K | $201,500 | 50% |
| 14 | Wells Fargo Bank Bank · Sioux Falls, SD | 1 | $2.9M | $2,928,700 | 0% |
| 15 | Business Finance Capital Certified development company · Los Angeles, CA | 1 | $1.5M | $1,543,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Other services (repair, personal care) | 11 | $473,300 | U.S. Bank | |
| Construction | 10 | $226,350 | U.S. Bank | |
| Health care and social assistance | 10 | $300,000 | Associated Bank | |
| Professional and technical services | 10 | $77,500 | BayFirst National Bank | |
| Wholesale trade | 5 | $275,000 | TowneBank | |
| Retail | 5 | $380,000 | Pathward | |
| Administrative and support services | 4 | $625,000 | Time Bank | |
| Manufacturing | 2 | $1,785,050 | BayFirst National Bank |