100 SBA loans worth $113.5M went to businesses in Waco, TX between October 2021 and June 2026, from 51 lenders. First National Bank of McGregor d/b/a TFNB Your Bank for Life made the most, 12 loans. The median loan was $573,600, compared with $320,600 across Texas, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | First National Bank of McGregor d/b/a TFNB Your Bank for Life Bank · Mc Gregor, TX | 12 | $4.7M | $142,750 | 50% |
| 2 | Huntington National Bank Bank · Columbus, OH | 10 | $7.7M | $292,500 | 50% |
| 3 | Live Oak Banking Bank · Wilmington, NC | 5 | $15.4M | $4,535,000 | 20% |
| 4 | First Bank of the Lake Bank · Osage Beach, MO | 4 | $2.7M | $434,150 | 75% |
| 5 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 4 | $2.6M | $450,000 | 25% |
| 6 | BayFirst National Bank Bank · St. Petersburg, FL | 4 | $844K | $125,750 | 0% |
| 7 | Capital Certified Development Certified development company · Austin, TX | 3 | $7.5M | $1,679,000 | 100% |
| 8 | Enterprise Bank & Trust Bank · Clayton, MO | 3 | $2.6M | $772,700 | 67% |
| 9 | Newtek Bank Bank · Miami, FL | 3 | $2.5M | $675,000 | 33% |
| 10 | Wells Fargo Bank Bank · Sioux Falls, SD | 3 | $767K | $20,000 | 100% |
| 11 | Bank Five Nine Bank · Oconomowoc, WI | 2 | $6.7M | $3,350,000 | 0% |
| 12 | Shoreham Bank Bank · Warwick, RI | 2 | $4.3M | $2,151,000 | 50% |
| 13 | MINT National Bank Bank · Kingwood, TX | 2 | $1.9M | $950,000 | 0% |
| 14 | U.S. Bank Bank · Cincinnati, OH | 2 | $745K | $372,300 | 100% |
| 15 | Platinum Bank Bank · Oakdale, MN | 2 | $665K | $332,600 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 26 | $1,322,500 | First National Bank of McGregor d/b/a TFNB Your Bank for Life | |
| Retail | 23 | $890,000 | Huntington National Bank | |
| Other services (repair, personal care) | 10 | $198,000 | First National Bank of McGregor d/b/a TFNB Your Bank for Life | |
| Health care and social assistance | 10 | $250,000 | Huntington National Bank | |
| Arts, entertainment and recreation | 6 | $350,350 | Platinum Bank | |
| Construction | 5 | $100,000 | First National Bank of McGregor d/b/a TFNB Your Bank for Life | |
| Professional and technical services | 5 | $220,000 | Wells Fargo Bank | |
| Education | 5 | $101,500 | BayFirst National Bank |