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SBA lenders in Temple, TX

SBA 7(a) and 504 loans to businesses in Temple (Bell County), October 2021 to June 30, 2026 · Updated October 15, 2026
69
SBA loans approved
$46.0M
Total approved
$276,600
Median loan
35
Lenders active
54%
To startups

69 SBA loans worth $46.0M went to businesses in Temple, TX between October 2021 and June 2026, from 35 lenders. Huntington National Bank made the most, 6 loans. The median loan was $276,600, compared with $320,600 across Texas, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Temple

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
6$1.3M$200,00083%
2Newtek Bank
Bank · Miami, FL
6$363K$40,00067%
3Capital Certified Development
Certified development company · Austin, TX
5$8.9M$1,608,00040%
4Wells Fargo Bank
Bank · Sioux Falls, SD
5$2.5M$20,00060%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$2.0M$450,00040%
6Northeast Bank
Bank · Portland, ME
5$886K$134,60020%
7Live Oak Banking
Bank · Wilmington, NC
3$7.2M$2,100,00067%
8Texell CU
Credit union · Temple, TX
3$795K$145,000100%
9First National Bank of McGregor d/b/a TFNB Your Bank for Life
Bank · Mc Gregor, TX
2$1.2M$594,4000%
10Horizon Bank SSB
Bank · Austin, TX
2$553K$276,6000%
11BayFirst National Bank
Bank · St. Petersburg, FL
2$182K$91,0000%
12First National Bank Texas
Bank · Killeen, TX
2$152K$76,000100%
13Open Bank
Bank · Los Angeles, CA
1$3.7M$3,688,0000%
14Southwestern National Bank
Bank · Houston, TX
1$3.2M$3,201,000100%
15Amistad Bank
Bank · Del Rio, TX
1$2.5M$2,518,500100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Temple. For 504 loans the lender shown is the certified development company.

What gets financed in Temple

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels16
23%
$410,200Huntington National Bank
Health care and social assistance15
22%
$145,000Texell CU
Other services (repair, personal care)13
19%
$276,600Readycap Lending
Real estate and rental6
9%
$146,500Live Oak Banking
Retail6
9%
$280,750Huntington National Bank
Professional and technical services4
6%
$134,450Newtek Bank
Arts, entertainment and recreation2
3%
$263,500SouthState Bank
Administrative and support services2
3%
$164,250Newtek Bank
Loan size mix
  • Under $150,00036%
  • $150,000 to $500,00030%
  • $500,000 to $2 million20%
  • $2 million and up13%
Compared with Texas
Median loan, Temple
$276,600
Median loan, Texas
$320,600
Startup share, Temple
54%
Startup share, Texas
40%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Temple

071320FY14: 9 loansFY14FY15: 14 loansFY15FY16: 15 loansFY16FY17: 12 loansFY17FY18: 14 loansFY18FY19: 11 loansFY19FY20: 15 loansFY20FY21: 17 loansFY21FY22: 11 loansFY22FY23: 16 loansFY23FY24: 13 loansFY24FY25: 19 loansFY2519FY26 (Oct to Jun): 10 loansFY2610
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.