26 SBA loans worth $9.2M went to businesses in Belmont, NC between October 2021 and June 2026, from 17 lenders. Readycap Lending made the most, 6 loans. The median loan was $149,000, compared with $311,750 across North Carolina, and professional and technical services was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 6 | $1.8M | $169,000 | 33% |
| 2 | Live Oak Banking Bank · Wilmington, NC | 2 | $2.5M | $1,270,000 | 100% |
| 3 | Huntington National Bank Bank · Columbus, OH | 2 | $510K | $255,000 | 0% |
| 4 | United Midwest Savings Bank Bank · Degraff, OH | 2 | $270K | $135,000 | 100% |
| 5 | BayFirst National Bank Bank · St. Petersburg, FL | 2 | $187K | $93,500 | 0% |
| 6 | Carolina Business Capital Certified development company · Charlotte, NC | 1 | $1.9M | $1,893,000 | 0% |
| 7 | Truist Bank Bank · Charlotte, NC | 1 | $426K | $426,000 | 0% |
| 8 | PNC Bank Bank · Wilmington, DE | 1 | $400K | $400,000 | 100% |
| 9 | First Bank of the Lake Bank · Osage Beach, MO | 1 | $350K | $350,000 | 100% |
| 10 | Northeast Bank Bank · Portland, ME | 1 | $150K | $150,000 | 0% |
| 11 | U.S. Bank Bank · Cincinnati, OH | 1 | $132K | $131,500 | 100% |
| 12 | Celtic Bank Bank · Salt Lake City, UT | 1 | $125K | $125,000 | 0% |
| 13 | CDC Small Business Finance Non-bank lender · San Diego, CA | 1 | $110K | $110,000 | 0% |
| 14 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 1 | $100K | $100,000 | 100% |
| 15 | Colony Bank Bank · Fitzgerald, GA | 1 | $79K | $79,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 8 | $150,000 | BayFirst National Bank | |
| Retail | 5 | $125,000 | Truist Bank | |
| Health care and social assistance | 3 | $120,000 | United Midwest Savings Bank | |
| Wholesale trade | 2 | $209,750 | Readycap Lending | |
| Other services (repair, personal care) | 2 | $700,000 | Live Oak Banking | |
| Administrative and support services | 1 | $131,500 | U.S. Bank | |
| Arts, entertainment and recreation | 1 | $1,025,000 | Readycap Lending | |
| Construction | 1 | $150,000 | United Midwest Savings Bank |