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SBA lenders in Gastonia, NC

SBA 7(a) and 504 loans to businesses in Gastonia (Gaston County), October 2021 to June 30, 2026 · Updated October 15, 2026
63
SBA loans approved
$57.0M
Total approved
$414,000
Median loan
28
Lenders active
35%
To startups

63 SBA loans worth $57.0M went to businesses in Gastonia, NC between October 2021 and June 2026, from 28 lenders. Huntington National Bank made the most, 7 loans. The median loan was $414,000, compared with $311,750 across North Carolina, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Gastonia

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
7$2.2M$150,00057%
2Live Oak Banking
Bank · Wilmington, NC
6$9.9M$975,00017%
3Truliant FCU
Credit union · Winston-Salem, NC
5$9.9M$1,017,8000%
4Wells Fargo Bank
Bank · Sioux Falls, SD
5$100K$15,000100%
5Bank of America
Bank · Charlotte, NC
4$2.0M$462,4500%
6SouthState Bank
Bank · Winter Haven, FL
4$1.3M$222,00025%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$3.2M$1,406,7000%
8Business Expansion Funding
Certified development company · Charlotte, NC
3$2.8M$1,000,0000%
9BayFirst National Bank
Bank · St. Petersburg, FL
3$450K$150,0000%
10GBank
Bank · Las Vegas, NV
2$10.0M$5,000,00050%
11CIBC Bank USA
Bank · Chicago, IL
2$2.3M$1,152,05050%
12Fidelity Bank
Bank · Fuquay Varina, NC
2$1.7M$830,0000%
13Pinnacle Bank
Bank · Nashville, TN
2$1.6M$813,00050%
14Bank of Hope
Bank · Los Angeles, CA
1$2.5M$2,500,000100%
15Midwest Regional Bank
Bank · Clayton, MO
1$2.1M$2,060,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Gastonia. For 504 loans the lender shown is the certified development company.

What gets financed in Gastonia

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels11
17%
$1,433,000GBank
Health care and social assistance9
14%
$260,000Huntington National Bank
Manufacturing9
14%
$760,000CIBC Bank USA
Construction7
11%
$150,000BayFirst National Bank
Retail6
10%
$518,000Truliant FCU
Other services (repair, personal care)6
10%
$112,500Wells Fargo Bank
Professional and technical services5
8%
$350,000Live Oak Banking
Administrative and support services3
5%
$960,000Truliant FCU
Loan size mix
  • Under $150,00024%
  • $150,000 to $500,00035%
  • $500,000 to $2 million29%
  • $2 million and up13%
Compared with North Carolina
Median loan, Gastonia
$414,000
Median loan, North Carolina
$311,750
Startup share, Gastonia
35%
Startup share, North Carolina
40%
Share of state's SBA loans
0.9%

SBA loans per fiscal year in Gastonia

071320FY14: 3 loansFY14FY15: 9 loansFY15FY16: 10 loansFY16FY17: 10 loansFY17FY18: 13 loansFY18FY19: 10 loansFY19FY20: 4 loansFY20FY21: 16 loansFY2116FY22: 13 loansFY22FY23: 16 loansFY23FY24: 15 loansFY24FY25: 10 loansFY25FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.