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SBA lenders in Lockport, NY

SBA 7(a) and 504 loans to businesses in Lockport (Niagara County), October 2021 to June 30, 2026 · Updated October 15, 2026
50
SBA loans approved
$11.1M
Total approved
$41,000
Median loan
14
Lenders active
48%
To startups

50 SBA loans worth $11.1M went to businesses in Lockport, NY between October 2021 and June 2026, from 14 lenders. Manufacturers and Traders Trust made the most, 26 loans. The median loan was $41,000, compared with $150,000 across New York, and construction was the most financed industry.

Most active SBA lenders in Lockport

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
26$2.0M$30,00050%
2KeyBank
Bank · Cleveland, OH
9$259K$25,00056%
3Tompkins Community Bank
Bank · Ithaca, NY
3$1.9M$815,000100%
4Northwest Bank
Bank · Warren, PA
2$167K$83,400100%
5Hanover Community Bank
Bank · Garden City Park, NY
1$5.0M$5,000,0000%
6Live Oak Banking
Bank · Wilmington, NC
1$620K$620,0000%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$500K$500,0000%
8Upstate National Bank
Bank · Ogdensburg, NY
1$177K$177,0000%
9Five Star Bank
Bank · Rochester, NY
1$170K$170,000100%
10Huntington National Bank
Bank · Columbus, OH
1$150K$150,0000%
11Northeast Bank
Bank · Portland, ME
1$112K$112,0000%
12Empire State Certified Development
Certified development company · Latham, NY
1$87K$87,0000%
13JPMorgan Chase Bank
Bank · Columbus, OH
1$35K$35,0000%
14NBT Bank
Bank · Norwich, NY
1$25K$25,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lockport. For 504 loans the lender shown is the certified development company.

What gets financed in Lockport

IndustryLoansShareMedian loanMost active lender
Construction12
24%
$35,000Manufacturers and Traders Trust
Administrative and support services10
20%
$210,000Manufacturers and Traders Trust
Retail5
10%
$96,000Manufacturers and Traders Trust
Restaurants and hotels5
10%
$25,000Northwest Bank
Professional and technical services4
8%
$53,500Manufacturers and Traders Trust
Transportation and warehousing3
6%
$20,000Manufacturers and Traders Trust
Manufacturing3
6%
$35,000JPMorgan Chase Bank
Finance and insurance2
4%
$72,500Manufacturers and Traders Trust
Loan size mix
  • Under $150,00074%
  • $150,000 to $500,00016%
  • $500,000 to $2 million8%
  • $2 million and up2%
Compared with New York
Median loan, Lockport
$41,000
Median loan, New York
$150,000
Startup share, Lockport
48%
Startup share, New York
25%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Lockport

071320FY14: 9 loansFY14FY15: 11 loansFY15FY16: 13 loansFY16FY17: 12 loansFY17FY18: 14 loansFY18FY19: 14 loansFY19FY20: 8 loansFY20FY21: 7 loansFY21FY22: 11 loansFY22FY23: 6 loansFY23FY24: 12 loansFY24FY25: 16 loansFY2516FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.