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Bank · Norwich, NY

NBT Bank: SBA lending profile

NBT Bank, National Association · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
172
SBA loans approved
$60.5M
Total approved
$205,950
Median loan
7
States lent in
43%
To startups
#247
National rank by loans

NBT Bank approved 172 SBA loans worth $60.5M between October 2021 and June 2026, ranking #247 of 2,283 SBA lenders nationally by loan count. Its median loan was $205,950, and 43% went to startups or businesses under two years old. It lent in 7 states, most often in New York, and its most financed industry was retail.

SBA loans per fiscal year

067133200FY14: 101 loansFY14FY15: 99 loansFY15FY16: 107 loansFY16107FY17: 85 loansFY17FY18: 78 loansFY18FY19: 69 loansFY19FY20: 35 loansFY20FY21: 40 loansFY21FY22: 41 loansFY22FY23: 38 loansFY23FY24: 46 loansFY24FY25: 26 loansFY25FY26 (Oct to Jun): 21 loansFY2621
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where NBT Bank lends

StateLoansApprovedMedian loanRank in state
New York132$44.5M$208,150#21
New Hampshire11$2.2M$185,000#37
Connecticut9$2.3M$216,200#41
Vermont6$7.7M$498,000#25
Massachusetts6$1.3M$123,750#108
Maine5$1.7M$322,400#31
Pennsylvania3$836K$180,000#154

Industries NBT Bank finances

IndustryLoansShareMedian loan
Retail31
18%
$225,000
Construction20
12%
$186,450
Restaurants and hotels20
12%
$276,400
Professional and technical services17
10%
$200,000
Other services (repair, personal care)13
8%
$160,000
Administrative and support services12
7%
$126,750
Manufacturing12
7%
$332,500
Health care and social assistance11
6%
$127,000
Real estate and rental8
5%
$301,250
Transportation and warehousing7
4%
$160,600
Loan size mix
  • Under $150,00034%
  • $150,000 to $500,00045%
  • $500,000 to $2 million18%
  • $2 million and up3%
Loan programs used
  • SBA Express42%
  • Standard 7(a)41%
  • Preferred Lender (PLP)17%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.