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SBA lenders in Tonawanda, NY

SBA 7(a) and 504 loans to businesses in Tonawanda (Erie County), October 2021 to June 30, 2026 · Updated October 15, 2026
41
SBA loans approved
$21.2M
Total approved
$150,000
Median loan
12
Lenders active
51%
To startups

41 SBA loans worth $21.2M went to businesses in Tonawanda, NY between October 2021 and June 2026, from 12 lenders. Manufacturers and Traders Trust made the most, 14 loans. The median loan was $150,000, compared with $150,000 across New York, and arts, entertainment and recreation was the most financed industry.

Most active SBA lenders in Tonawanda

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
14$5.1M$110,00057%
2Northwest Bank
Bank · Warren, PA
7$1.3M$173,00071%
3KeyBank
Bank · Cleveland, OH
7$1.1M$30,000100%
4CNB Bank
Bank · Clearfield, PA
2$8.8M$4,410,0000%
5Empire State Certified Development
Certified development company · Latham, NY
2$2.2M$1,090,0000%
6Live Oak Banking
Bank · Wilmington, NC
2$575K$287,5000%
7BayFirst National Bank
Bank · St. Petersburg, FL
2$256K$127,8000%
8Celtic Bank
Bank · Salt Lake City, UT
1$1.1M$1,125,0000%
9Bank of America
Bank · Charlotte, NC
1$316K$315,5000%
10Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$254K$254,0000%
11Newtek Bank
Bank · Miami, FL
1$150K$150,0000%
12Tompkins Community Bank
Bank · Ithaca, NY
1$75K$75,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Tonawanda. For 504 loans the lender shown is the certified development company.

What gets financed in Tonawanda

IndustryLoansShareMedian loanMost active lender
Arts, entertainment and recreation5
12%
$100,000Northwest Bank
Construction5
12%
$100,000Manufacturers and Traders Trust
Professional and technical services5
12%
$200,000Northwest Bank
Restaurants and hotels5
12%
$120,000Manufacturers and Traders Trust
Manufacturing5
12%
$350,000Manufacturers and Traders Trust
Administrative and support services3
7%
$50,000Manufacturers and Traders Trust
Wholesale trade3
7%
$150,000KeyBank
Other services (repair, personal care)2
5%
$27,750Manufacturers and Traders Trust
Loan size mix
  • Under $150,00046%
  • $150,000 to $500,00037%
  • $500,000 to $2 million10%
  • $2 million and up7%
Compared with New York
Median loan, Tonawanda
$150,000
Median loan, New York
$150,000
Startup share, Tonawanda
51%
Startup share, New York
25%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Tonawanda

071320FY14: 8 loansFY14FY15: 19 loansFY1519FY16: 16 loansFY16FY17: 10 loansFY17FY18: 10 loansFY18FY19: 7 loansFY19FY20: 6 loansFY20FY21: 7 loansFY21FY22: 6 loansFY22FY23: 15 loansFY23FY24: 5 loansFY24FY25: 12 loansFY25FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.