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SBA lenders in Lancaster, NY

SBA 7(a) and 504 loans to businesses in Lancaster (Erie County), October 2021 to June 30, 2026 · Updated October 15, 2026
25
SBA loans approved
$4.9M
Total approved
$50,000
Median loan
8
Lenders active
52%
To startups

25 SBA loans worth $4.9M went to businesses in Lancaster, NY between October 2021 and June 2026, from 8 lenders. Manufacturers and Traders Trust made the most, 11 loans. The median loan was $50,000, compared with $150,000 across New York, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Lancaster

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
11$695K$35,00036%
2KeyBank
Bank · Cleveland, OH
7$954K$50,00086%
3Empire State Certified Development
Certified development company · Latham, NY
2$1.1M$540,0000%
4Genesee Regional Bank
Bank · Rochester, NY
1$850K$850,000100%
5Five Star Bank
Bank · Rochester, NY
1$736K$736,0000%
6Northeast Bank
Bank · Portland, ME
1$350K$350,0000%
7Bank Five Nine
Bank · Oconomowoc, WI
1$140K$139,700100%
8Northwest Bank
Bank · Warren, PA
1$50K$50,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lancaster. For 504 loans the lender shown is the certified development company.

What gets financed in Lancaster

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels7
28%
$325,000Manufacturers and Traders Trust
Construction4
16%
$32,500Manufacturers and Traders Trust
Administrative and support services3
12%
$50,000Manufacturers and Traders Trust
Professional and technical services3
12%
$350,000Northeast Bank
Transportation and warehousing2
8%
$162,100KeyBank
Retail2
8%
$32,500Manufacturers and Traders Trust
Other services (repair, personal care)1
4%
$40,000Manufacturers and Traders Trust
Manufacturing1
4%
$50,000Northwest Bank
Loan size mix
  • Under $150,00068%
  • $150,000 to $500,00020%
  • $500,000 to $2 million12%
  • $2 million and up0%
Compared with New York
Median loan, Lancaster
$50,000
Median loan, New York
$150,000
Startup share, Lancaster
52%
Startup share, New York
25%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Lancaster

071320FY14: 9 loansFY14FY15: 6 loansFY15FY16: 11 loansFY1611FY17: 5 loansFY17FY18: 5 loansFY18FY19: 5 loansFY19FY20: 5 loansFY20FY21FY22: 5 loansFY22FY23FY24: 7 loansFY24FY25: 8 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.