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SBA lenders in Rio Rancho, NM

SBA 7(a) and 504 loans to businesses in Rio Rancho (Sandoval County), October 2021 to June 30, 2026 · Updated October 15, 2026
63
SBA loans approved
$32.9M
Total approved
$254,000
Median loan
28
Lenders active
44%
To startups

63 SBA loans worth $32.9M went to businesses in Rio Rancho, NM between October 2021 and June 2026, from 28 lenders. Huntington National Bank made the most, 8 loans. The median loan was $254,000, compared with $250,000 across New Mexico, and health care and social assistance was the most financed industry.

Most active SBA lenders in Rio Rancho

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
8$4.5M$195,00050%
2Western Commerce Bank
Bank · Carlsbad, NM
8$1.4M$115,00088%
3Capital Certified Development
Certified development company · Austin, TX
5$4.3M$810,00020%
4Newtek Bank
Bank · Miami, FL
4$775K$187,50025%
5U.S. Bank
Bank · Cincinnati, OH
4$759K$175,50025%
6BMO Bank
Bank · Chicago, IL
3$3.9M$1,200,00033%
7DreamSpring
Non-bank lender · Albuquerque, NM
3$651K$245,000100%
8Northeast Bank
Bank · Portland, ME
3$371K$50,0000%
9First-Citizens Bank & Trust
Bank · Raleigh, NC
2$3.6M$1,810,50050%
10Wells Fargo Bank
Bank · Sioux Falls, SD
2$1.3M$663,95050%
11B:Side Capital
Certified development company · Denver, CO
2$971K$485,50050%
12Colony Bank
Bank · Fitzgerald, GA
2$201K$100,65050%
13Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$47K$23,5000%
14American Momentum Bank
Bank · College Station, TX
1$2.5M$2,495,5000%
15Bank Five Nine
Bank · Oconomowoc, WI
1$2.5M$2,450,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Rio Rancho. For 504 loans the lender shown is the certified development company.

What gets financed in Rio Rancho

IndustryLoansShareMedian loanMost active lender
Health care and social assistance14
22%
$420,000Huntington National Bank
Construction12
19%
$192,500Huntington National Bank
Administrative and support services6
10%
$215,000Newtek Bank
Restaurants and hotels6
10%
$296,500DreamSpring
Other services (repair, personal care)6
10%
$129,500B:Side Capital
Professional and technical services5
8%
$349,000Western Commerce Bank
Retail4
6%
$290,200Colony Bank
Arts, entertainment and recreation3
5%
$350,000Five Star Bank
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00038%
  • $500,000 to $2 million19%
  • $2 million and up8%
Compared with New Mexico
Median loan, Rio Rancho
$254,000
Median loan, New Mexico
$250,000
Startup share, Rio Rancho
44%
Startup share, New Mexico
38%
Share of state's SBA loans
4.8%

SBA loans per fiscal year in Rio Rancho

0102030FY14: 12 loansFY14FY15: 18 loansFY15FY16: 19 loansFY16FY17: 12 loansFY17FY18: 4 loansFY18FY19: 11 loansFY19FY20: 5 loansFY20FY21: 9 loansFY21FY22: 12 loansFY22FY23: 8 loansFY23FY24: 20 loansFY2420FY25: 9 loansFY25FY26 (Oct to Jun): 14 loansFY2614
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.