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Bank · Raleigh, NC

First-Citizens Bank & Trust: SBA lending profile

First-Citizens Bank & Trust Company · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
534
SBA loans approved
$565.7M
Total approved
$660,500
Median loan
31
States lent in
32%
To startups
#75
National rank by loans

First-Citizens Bank & Trust approved 534 SBA loans worth $565.7M between October 2021 and June 2026, ranking #75 of 2,283 SBA lenders nationally by loan count. Its median loan was $660,500, and 32% went to startups or businesses under two years old. It lent in 31 states, most often in California, and its most financed industry was health care and social assistance.

SBA loans per fiscal year

0100200300FY14: 73 loansFY14FY15: 130 loansFY15FY16: 208 loansFY16FY17: 223 loansFY17223FY18: 138 loansFY18FY19: 121 loansFY19FY20: 82 loansFY20FY21: 128 loansFY21FY22: 97 loansFY22FY23: 103 loansFY23FY24: 95 loansFY24FY25: 117 loansFY25FY26 (Oct to Jun): 122 loansFY26122
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where First-Citizens Bank & Trust lends

StateLoansApprovedMedian loanRank in state
California131$130.1M$617,000#54
South Carolina71$76.3M$550,000#13
North Carolina62$55.5M$466,500#34
Florida54$49.5M$528,500#64
Georgia36$42.5M$846,500#53
Virginia34$34.5M$566,000#38
Texas23$36.2M$970,000#139
Washington20$27.6M$1,282,000#57
Arizona17$14.3M$533,000#57
Tennessee17$23.1M$832,000#35
Colorado13$10.9M$935,000#81
Maryland10$14.6M$1,554,600#60
New Mexico8$9.4M$910,500#32
Oregon6$9.3M$960,000#72
Kansas6$6.3M$906,500#72

Industries First-Citizens Bank & Trust finances

IndustryLoansShareMedian loan
Health care and social assistance122
23%
$862,500
Professional and technical services67
13%
$520,000
Construction60
11%
$500,000
Retail52
10%
$452,500
Other services (repair, personal care)46
9%
$886,500
Administrative and support services35
7%
$540,000
Restaurants and hotels34
6%
$712,500
Manufacturing30
6%
$535,850
Wholesale trade27
5%
$500,000
Education13
2%
$500,000
Loan size mix
  • Under $150,0004%
  • $150,000 to $500,00032%
  • $500,000 to $2 million50%
  • $2 million and up13%
Loan programs used
  • Preferred Lender (PLP)70%
  • SBA Express27%
  • Standard 7(a)2%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.