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SBA lenders in Santa Fe, NM

SBA 7(a) and 504 loans to businesses in Santa Fe (Santa Fe County), October 2021 to June 30, 2026 · Updated October 15, 2026
132
SBA loans approved
$75.9M
Total approved
$266,750
Median loan
39
Lenders active
30%
To startups

132 SBA loans worth $75.9M went to businesses in Santa Fe, NM between October 2021 and June 2026, from 39 lenders. Century Bank made the most, 19 loans. The median loan was $266,750, compared with $250,000 across New Mexico, and retail was the most financed industry.

Most active SBA lenders in Santa Fe

#LenderLoansApprovedMedian loanTo startups
1Century Bank
Bank · Santa Fe, NM
19$6.0M$200,00037%
2Capital Certified Development
Certified development company · Austin, TX
14$5.7M$265,50014%
3Readycap Lending
Non-bank lender · Berkeley Heights, NJ
10$6.3M$100,00020%
4U.S. Bank
Bank · Cincinnati, OH
10$771K$35,65010%
5Live Oak Banking
Bank · Wilmington, NC
8$5.7M$565,00025%
6Enterprise Bank & Trust
Bank · Clayton, MO
8$2.8M$230,00062%
7Wells Fargo Bank
Bank · Sioux Falls, SD
6$2.8M$523,25050%
8Northeast Bank
Bank · Portland, ME
6$549K$57,5500%
9State Empl CU
Credit union · Santa Fe, NM
5$9.6M$2,073,00020%
10B:Side Capital
Certified development company · Denver, CO
3$2.6M$602,00033%
11Huntington National Bank
Bank · Columbus, OH
3$1.0M$350,0000%
12United Midwest Savings Bank
Bank · Degraff, OH
3$727K$150,000100%
13Capital Certified Development
Non-bank lender · Austin, TX
3$610K$150,000100%
14Happen Bank
Bank · Lehi, UT
2$2.1M$1,040,600100%
15BOKF
Bank · Tulsa, OK
2$1.5M$730,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Santa Fe. For 504 loans the lender shown is the certified development company.

What gets financed in Santa Fe

IndustryLoansShareMedian loanMost active lender
Retail24
18%
$338,000U.S. Bank
Professional and technical services18
14%
$251,500Enterprise Bank & Trust
Other services (repair, personal care)16
12%
$288,000Capital Certified Development
Construction15
11%
$150,000Century Bank
Restaurants and hotels14
11%
$1,066,500Century Bank
Health care and social assistance11
8%
$176,000U.S. Bank
Manufacturing9
7%
$566,000Century Bank
Real estate and rental7
5%
$200,000Live Oak Banking
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00039%
  • $500,000 to $2 million23%
  • $2 million and up7%
Compared with New Mexico
Median loan, Santa Fe
$266,750
Median loan, New Mexico
$250,000
Startup share, Santa Fe
30%
Startup share, New Mexico
38%
Share of state's SBA loans
10.0%

SBA loans per fiscal year in Santa Fe

0173350FY14: 31 loansFY14FY15: 38 loansFY15FY16: 19 loansFY16FY17: 45 loansFY1745FY18: 26 loansFY18FY19: 23 loansFY19FY20: 32 loansFY20FY21: 27 loansFY21FY22: 22 loansFY22FY23: 20 loansFY23FY24: 29 loansFY24FY25: 35 loansFY25FY26 (Oct to Jun): 26 loansFY2626
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.