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Bank · Carlsbad, NM

Western Commerce Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
187
SBA loans approved
$101.3M
Total approved
$275,000
Median loan
5
States lent in
59%
To startups
#224
National rank by loans

Western Commerce Bank approved 187 SBA loans worth $101.3M between October 2021 and June 2026, ranking #224 of 2,283 SBA lenders nationally by loan count. Its median loan was $275,000, and 59% went to startups or businesses under two years old. It lent in 5 states, most often in New Mexico, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0204060FY14: 41 loansFY14FY15: 35 loansFY15FY16: 21 loansFY16FY17: 55 loansFY1755FY18: 43 loansFY18FY19: 27 loansFY19FY20: 29 loansFY20FY21: 50 loansFY21FY22: 52 loansFY22FY23: 47 loansFY23FY24: 35 loansFY24FY25: 30 loansFY25FY26 (Oct to Jun): 23 loansFY2623
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Western Commerce Bank lends

StateLoansApprovedMedian loanRank in state
New Mexico167$76.3M$247,500#1
Texas13$16.6M$496,000#187
Arizona5$6.0M$1,280,000#109
Colorado1$2.0M$2,000,000#196
California1$441K$441,000#265

Industries Western Commerce Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels46
25%
$510,500
Mining and oil and gas40
21%
$173,250
Manufacturing17
9%
$345,500
Construction15
8%
$350,000
Health care and social assistance15
8%
$135,000
Retail12
6%
$200,000
Other services (repair, personal care)11
6%
$270,000
Professional and technical services8
4%
$219,000
Transportation and warehousing6
3%
$102,500
Arts, entertainment and recreation4
2%
$167,000
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00035%
  • $500,000 to $2 million23%
  • $2 million and up7%
Loan programs used
  • Preferred Lender (PLP)70%
  • SBA Express29%
  • CAPLines1%
  • Standard 7(a)1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.