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SBA lenders in Toms River, NJ

SBA 7(a) and 504 loans to businesses in Toms River (Ocean County), October 2021 to June 30, 2026 · Updated October 15, 2026
188
SBA loans approved
$70.7M
Total approved
$132,900
Median loan
42
Lenders active
30%
To startups

188 SBA loans worth $70.7M went to businesses in Toms River, NJ between October 2021 and June 2026, from 42 lenders. TD Bank made the most, 59 loans. The median loan was $132,900, compared with $150,000 across New Jersey, and construction was the most financed industry.

Most active SBA lenders in Toms River

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
59$6.3M$63,00027%
2Manufacturers and Traders Trust
Bank · Buffalo, NY
22$1.6M$55,00041%
3FinWise Bank
Bank · Murray, UT
10$9.0M$350,00010%
4Wells Fargo Bank
Bank · Sioux Falls, SD
9$2.5M$161,50067%
5Live Oak Banking
Bank · Wilmington, NC
8$3.7M$350,00012%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
8$2.6M$400,00012%
7Huntington National Bank
Bank · Columbus, OH
6$1.5M$270,5000%
8PNC Bank
Bank · Wilmington, DE
5$644K$25,00060%
9Trenton Business Assistance
Certified development company · Princeton, NJ
4$2.6M$366,0000%
10JPMorgan Chase Bank
Bank · Columbus, OH
4$375K$95,00025%
11Santander Bank
Bank · Wilmington, DE
4$235K$62,5000%
12TowneBank
Bank · Portsmouth, VA
3$4.7M$427,30033%
13Beacon Bank and Trust
Bank · Boston, MA
3$2.4M$100,000100%
14Northeast Bank
Bank · Portland, ME
3$700K$250,0000%
15BayFirst National Bank
Bank · St. Petersburg, FL
3$593K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Toms River. For 504 loans the lender shown is the certified development company.

What gets financed in Toms River

IndustryLoansShareMedian loanMost active lender
Construction36
19%
$100,000TD Bank
Retail27
14%
$200,000TD Bank
Professional and technical services16
9%
$197,150TD Bank
Administrative and support services15
8%
$94,900TD Bank
Wholesale trade15
8%
$150,000TD Bank
Health care and social assistance15
8%
$65,000TD Bank
Restaurants and hotels14
7%
$67,500TD Bank
Other services (repair, personal care)12
6%
$45,000Manufacturers and Traders Trust
Loan size mix
  • Under $150,00052%
  • $150,000 to $500,00032%
  • $500,000 to $2 million11%
  • $2 million and up6%
Compared with New Jersey
Median loan, Toms River
$132,900
Median loan, New Jersey
$150,000
Startup share, Toms River
30%
Startup share, New Jersey
30%
Share of state's SBA loans
1.7%

SBA loans per fiscal year in Toms River

0204060FY14: 14 loansFY14FY15: 24 loansFY15FY16: 25 loansFY16FY17: 25 loansFY17FY18: 37 loansFY18FY19: 26 loansFY19FY20: 19 loansFY20FY21: 22 loansFY21FY22: 30 loansFY22FY23: 38 loansFY23FY24: 38 loansFY24FY25: 51 loansFY2551FY26 (Oct to Jun): 31 loansFY2631
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.