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SBA lenders in Lakewood, NJ

SBA 7(a) and 504 loans to businesses in Lakewood (Ocean County), October 2021 to June 30, 2026 · Updated October 15, 2026
277
SBA loans approved
$132.5M
Total approved
$200,000
Median loan
42
Lenders active
13%
To startups

277 SBA loans worth $132.5M went to businesses in Lakewood, NJ between October 2021 and June 2026, from 42 lenders. TD Bank made the most, 91 loans. The median loan was $200,000, compared with $150,000 across New Jersey, and retail was the most financed industry.

Most active SBA lenders in Lakewood

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
91$16.7M$110,00019%
2JPMorgan Chase Bank
Bank · Columbus, OH
27$6.7M$160,00011%
3Readycap Lending
Non-bank lender · Berkeley Heights, NJ
21$8.7M$500,0005%
4Manufacturers and Traders Trust
Bank · Buffalo, NY
20$2.1M$77,5005%
5FinWise Bank
Bank · Murray, UT
13$6.9M$350,00015%
6BayFirst National Bank
Bank · St. Petersburg, FL
13$1.6M$150,0000%
7Northeast Bank
Bank · Portland, ME
12$3.3M$322,0008%
8Cross River Bank
Bank · Fort Lee, NJ
9$17.9M$880,00022%
9Live Oak Banking
Bank · Wilmington, NC
9$9.9M$350,00011%
10First Commerce Bank
Bank · Lakewood, NJ
7$7.4M$500,0000%
11TowneBank
Bank · Portsmouth, VA
4$2.9M$667,50075%
12Webster Bank
Bank · Stamford, CT
4$1.7M$500,0000%
13Trenton Business Assistance
Certified development company · Princeton, NJ
3$8.8M$2,905,0000%
14Empire State Certified Development
Certified development company · Latham, NY
3$4.0M$1,433,0000%
15KeyBank
Bank · Cleveland, OH
3$1.9M$700,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lakewood. For 504 loans the lender shown is the certified development company.

What gets financed in Lakewood

IndustryLoansShareMedian loanMost active lender
Retail69
25%
$162,700TD Bank
Wholesale trade43
16%
$250,000TD Bank
Professional and technical services33
12%
$85,000TD Bank
Construction32
12%
$220,000TD Bank
Health care and social assistance25
9%
$350,000TD Bank
Administrative and support services15
5%
$150,000TD Bank
Manufacturing14
5%
$350,000TD Bank
Other services (repair, personal care)12
4%
$155,000TD Bank
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00042%
  • $500,000 to $2 million17%
  • $2 million and up6%
Compared with New Jersey
Median loan, Lakewood
$200,000
Median loan, New Jersey
$150,000
Startup share, Lakewood
13%
Startup share, New Jersey
30%
Share of state's SBA loans
2.5%

SBA loans per fiscal year in Lakewood

0306090FY14: 29 loansFY14FY15: 30 loansFY15FY16: 26 loansFY16FY17: 32 loansFY17FY18: 35 loansFY18FY19: 43 loansFY19FY20: 22 loansFY20FY21: 26 loansFY21FY22: 26 loansFY22FY23: 67 loansFY23FY24: 64 loansFY24FY25: 82 loansFY2582FY26 (Oct to Jun): 38 loansFY2638
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.