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SBA lenders in Neptune, NJ

SBA 7(a) and 504 loans to businesses in Neptune (Monmouth County), October 2021 to June 30, 2026 · Updated October 15, 2026
44
SBA loans approved
$36.5M
Total approved
$160,000
Median loan
16
Lenders active
18%
To startups

44 SBA loans worth $36.5M went to businesses in Neptune, NJ between October 2021 and June 2026, from 16 lenders. TD Bank made the most, 12 loans. The median loan was $160,000, compared with $150,000 across New Jersey, and construction was the most financed industry.

Most active SBA lenders in Neptune

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
12$630K$50,00025%
2Live Oak Banking
Bank · Wilmington, NC
8$14.2M$925,0000%
3Huntington National Bank
Bank · Columbus, OH
4$4.9M$400,0000%
4JPMorgan Chase Bank
Bank · Columbus, OH
3$630K$150,0000%
5Manufacturers and Traders Trust
Bank · Buffalo, NY
3$251K$26,00067%
6Trenton Business Assistance
Certified development company · Princeton, NJ
2$4.9M$2,455,0000%
7Bank of America
Bank · Charlotte, NC
2$1.9M$966,2500%
8PNC Bank
Bank · Wilmington, DE
2$100K$50,0000%
9FinWise Bank
Bank · Murray, UT
1$4.8M$4,794,0000%
10Byline Bank
Bank · Chicago, IL
1$1.6M$1,600,000100%
11First National Bank of Pennsylvania
Bank · Greenville, PA
1$1.2M$1,231,0000%
12Provident Bank
Bank · Jersey City, NJ
1$500K$500,0000%
13Northeast Bank
Bank · Portland, ME
1$500K$500,0000%
14Peapack Private Bank and Trust
Bank · Bedminster, NJ
1$150K$150,000100%
15Stone Bank
Bank · Mountain View, AR
1$150K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Neptune. For 504 loans the lender shown is the certified development company.

What gets financed in Neptune

IndustryLoansShareMedian loanMost active lender
Construction10
23%
$187,500TD Bank
Retail6
14%
$437,500Live Oak Banking
Wholesale trade5
11%
$1,682,500Huntington National Bank
Other services (repair, personal care)5
11%
$200,000First National Bank of Pennsylvania
Professional and technical services4
9%
$37,500TD Bank
Health care and social assistance4
9%
$275,000TD Bank
Restaurants and hotels4
9%
$50,000TD Bank
Administrative and support services3
7%
$150,000JPMorgan Chase Bank
Loan size mix
  • Under $150,00043%
  • $150,000 to $500,00020%
  • $500,000 to $2 million23%
  • $2 million and up14%
Compared with New Jersey
Median loan, Neptune
$160,000
Median loan, New Jersey
$150,000
Startup share, Neptune
18%
Startup share, New Jersey
30%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Neptune

071320FY14: 7 loansFY14FY15: 10 loansFY15FY16: 6 loansFY16FY17: 10 loansFY17FY18: 13 loansFY18FY19: 9 loansFY19FY20: 3 loansFY20FY21: 7 loansFY21FY22: 2 loansFY22FY23: 15 loansFY2315FY24: 15 loansFY24FY25: 11 loansFY25FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.