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SBA lenders in Frederick, MD

SBA 7(a) and 504 loans to businesses in Frederick (Frederick County), October 2021 to June 30, 2026 · Updated October 15, 2026
214
SBA loans approved
$121.6M
Total approved
$150,000
Median loan
46
Lenders active
46%
To startups

214 SBA loans worth $121.6M went to businesses in Frederick, MD between October 2021 and June 2026, from 46 lenders. Manufacturers and Traders Trust made the most, 103 loans. The median loan was $150,000, compared with $141,500 across Maryland, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Frederick

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
103$16.1M$70,30055%
2Northeast Bank
Bank · Portland, ME
10$1.7M$150,00040%
3Business Finance Group
Certified development company · Fairfax, VA
9$9.6M$923,00011%
4Live Oak Banking
Bank · Wilmington, NC
9$5.4M$350,00044%
5PNC Bank
Bank · Wilmington, DE
6$240K$22,50033%
6Capital Bank
Bank · Rockville, MD
5$6.7M$625,00060%
7Huntington National Bank
Bank · Columbus, OH
5$6.5M$308,50040%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$1.5M$50,00020%
9TD Bank
Bank · Wilmington, DE
4$2.9M$100,5000%
10ACNB Bank
Bank · Gettysburg, PA
3$8.0M$3,179,00033%
11Bank of Clarke
Bank · Berryville, VA
3$4.8M$1,265,00067%
12United Midwest Savings Bank
Bank · Degraff, OH
3$1.4M$150,000100%
13BayFirst National Bank
Bank · St. Petersburg, FL
3$450K$150,00033%
14United Community Bank
Bank · Greenville, SC
2$5.9M$2,936,500100%
15Potomac Bank
Bank · Charles Town, WV
2$4.9M$2,442,5000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Frederick. For 504 loans the lender shown is the certified development company.

What gets financed in Frederick

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels36
17%
$315,400Manufacturers and Traders Trust
Health care and social assistance32
15%
$137,500Manufacturers and Traders Trust
Arts, entertainment and recreation21
10%
$155,000Manufacturers and Traders Trust
Manufacturing21
10%
$252,000Manufacturers and Traders Trust
Professional and technical services21
10%
$250,000Potomac Bank
Other services (repair, personal care)19
9%
$75,000Manufacturers and Traders Trust
Retail19
9%
$250,000Manufacturers and Traders Trust
Administrative and support services9
4%
$80,000Manufacturers and Traders Trust
Loan size mix
  • Under $150,00047%
  • $150,000 to $500,00025%
  • $500,000 to $2 million20%
  • $2 million and up8%
Compared with Maryland
Median loan, Frederick
$150,000
Median loan, Maryland
$141,500
Startup share, Frederick
46%
Startup share, Maryland
37%
Share of state's SBA loans
3.9%

SBA loans per fiscal year in Frederick

0234770FY14: 22 loansFY14FY15: 32 loansFY15FY16: 37 loansFY16FY17: 22 loansFY17FY18: 40 loansFY18FY19: 33 loansFY19FY20: 24 loansFY20FY21: 26 loansFY21FY22: 30 loansFY22FY23: 39 loansFY23FY24: 47 loansFY24FY25: 64 loansFY2564FY26 (Oct to Jun): 34 loansFY2634
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.