169 SBA loans worth $65.2M went to businesses in Gaithersburg, MD between October 2021 and June 2026, from 42 lenders. Manufacturers and Traders Trust made the most, 53 loans. The median loan was $115,000, compared with $141,500 across Maryland, and professional and technical services was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Bank · Buffalo, NY | 53 | $7.6M | $60,000 | 51% |
| 2 | TD Bank Bank · Wilmington, DE | 20 | $1.5M | $42,500 | 50% |
| 3 | Northeast Bank Bank · Portland, ME | 10 | $1.9M | $120,000 | 0% |
| 4 | Newtek Bank Bank · Miami, FL | 8 | $2.5M | $225,000 | 0% |
| 5 | Huntington National Bank Bank · Columbus, OH | 6 | $2.0M | $315,000 | 50% |
| 6 | BayFirst National Bank Bank · St. Petersburg, FL | 5 | $1.4M | $150,000 | 0% |
| 7 | PNC Bank Bank · Wilmington, DE | 5 | $341K | $25,000 | 60% |
| 8 | Business Finance Group Certified development company · Fairfax, VA | 4 | $2.1M | $343,500 | 0% |
| 9 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 4 | $984K | $227,000 | 0% |
| 10 | Live Oak Banking Bank · Wilmington, NC | 3 | $6.4M | $2,850,000 | 33% |
| 11 | Pathward Bank · Sioux Falls, SD | 3 | $5.5M | $1,245,000 | 33% |
| 12 | Atlantic Union Bank Bank · Richmond City, VA | 3 | $873K | $200,000 | 33% |
| 13 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 3 | $800K | $15,500 | 33% |
| 14 | JPMorgan Chase Bank Bank · Columbus, OH | 3 | $528K | $68,000 | 33% |
| 15 | Capital One Bank · McLean, VA | 2 | $5.3M | $2,675,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 35 | $100,000 | Manufacturers and Traders Trust | |
| Restaurants and hotels | 25 | $100,000 | Manufacturers and Traders Trust | |
| Construction | 20 | $149,500 | TD Bank | |
| Retail | 20 | $100,000 | Manufacturers and Traders Trust | |
| Health care and social assistance | 18 | $300,000 | Manufacturers and Traders Trust | |
| Administrative and support services | 13 | $100,000 | TD Bank | |
| Other services (repair, personal care) | 10 | $66,050 | Manufacturers and Traders Trust | |
| Manufacturing | 8 | $511,500 | Manufacturers and Traders Trust |