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SBA lenders in Stockton, CA

SBA 7(a) and 504 loans to businesses in Stockton (San Joaquin County), October 2021 to June 30, 2026 · Updated October 15, 2026
227
SBA loans approved
$194.9M
Total approved
$413,200
Median loan
67
Lenders active
29%
To startups

227 SBA loans worth $194.9M went to businesses in Stockton, CA between October 2021 and June 2026, from 67 lenders. Wells Fargo Bank made the most, 25 loans. The median loan was $413,200, compared with $300,000 across California, and retail was the most financed industry.

Most active SBA lenders in Stockton

#LenderLoansApprovedMedian loanTo startups
1Wells Fargo Bank
Bank · Sioux Falls, SD
25$7.2M$15,00084%
2Northeast Bank
Bank · Portland, ME
14$2.7M$148,65014%
3U.S. Bank
Bank · Cincinnati, OH
13$2.2M$36,00031%
4Mortgage Capital Development
Certified development company · Oakland, CA
12$20.6M$862,00033%
5Enterprise Bank & Trust
Bank · Clayton, MO
11$17.9M$930,20027%
6Huntington National Bank
Bank · Columbus, OH
10$2.6M$222,50070%
7Bank of America
Bank · Charlotte, NC
9$2.0M$150,00011%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
9$1.9M$50,0000%
9BayFirst National Bank
Bank · St. Petersburg, FL
7$2.7M$150,0000%
10Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
6$7.0M$662,5000%
11Live Oak Banking
Bank · Wilmington, NC
5$12.9M$1,800,00040%
12US Metro Bank
Bank · Garden Grove, CA
5$11.8M$1,700,0000%
13Success Capital Expansion & Development
Certified development company · Modesto, CA
5$4.4M$499,0000%
14JPMorgan Chase Bank
Bank · Columbus, OH
5$1.7M$110,0000%
15Open Bank
Bank · Los Angeles, CA
4$6.2M$1,016,00050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Stockton. For 504 loans the lender shown is the certified development company.

What gets financed in Stockton

IndustryLoansShareMedian loanMost active lender
Retail45
20%
$665,000Open Bank
Health care and social assistance30
13%
$427,000Success Capital Expansion & Development
Restaurants and hotels24
11%
$473,500Newtek Bank
Transportation and warehousing24
11%
$194,500Wells Fargo Bank
Construction22
10%
$292,500Huntington National Bank
Other services (repair, personal care)20
9%
$590,050Wells Fargo Bank
Wholesale trade15
7%
$892,000Readycap Lending
Administrative and support services13
6%
$127,000U.S. Bank
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00028%
  • $500,000 to $2 million34%
  • $2 million and up12%
Compared with California
Median loan, Stockton
$413,200
Median loan, California
$300,000
Startup share, Stockton
29%
Startup share, California
23%
Share of state's SBA loans
0.6%

SBA loans per fiscal year in Stockton

0234770FY14: 35 loansFY14FY15: 46 loansFY15FY16: 37 loansFY16FY17: 60 loansFY17FY18: 44 loansFY18FY19: 31 loansFY19FY20: 49 loansFY20FY21: 57 loansFY21FY22: 41 loansFY22FY23: 35 loansFY23FY24: 57 loansFY24FY25: 66 loansFY2566FY26 (Oct to Jun): 28 loansFY2628
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.