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SBA lenders in Ceres, CA

SBA 7(a) and 504 loans to businesses in Ceres (Stanislaus County), October 2021 to June 30, 2026 · Updated October 15, 2026
28
SBA loans approved
$16.0M
Total approved
$359,000
Median loan
16
Lenders active
29%
To startups

28 SBA loans worth $16.0M went to businesses in Ceres, CA between October 2021 and June 2026, from 16 lenders. Success Capital Expansion & Development made the most, 5 loans. The median loan was $359,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Ceres

#LenderLoansApprovedMedian loanTo startups
1Success Capital Expansion & Development
Certified development company · Modesto, CA
5$5.7M$958,0000%
2U.S. Bank
Bank · Cincinnati, OH
4$2.3M$455,55075%
3Bank of America
Bank · Charlotte, NC
3$1.2M$450,0000%
4Wells Fargo Bank
Bank · Sioux Falls, SD
2$1.4M$708,550100%
5Lendistry SBLC
Non-bank lender · Los Angeles, CA
2$418K$208,8500%
6BayFirst National Bank
Bank · St. Petersburg, FL
2$296K$148,1500%
7Mortgage Capital Development
Certified development company · Oakland, CA
1$1.3M$1,324,0000%
8United Business Bank
Bank · Walnut Creek, CA
1$1.3M$1,275,0000%
9Plumas Bank
Bank · Quincy, CA
1$448K$448,500100%
10Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
1$382K$382,5000%
11Main Street Launch
Non-bank lender · Oakland, CA
1$346K$346,000100%
12Northeast Bank
Bank · Portland, ME
1$250K$250,0000%
13City National Bank of Florida
Bank · Miami, FL
1$200K$200,0000%
14Five Star Bank
Bank · Roseville, CA
1$200K$200,0000%
15Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$142K$142,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Ceres. For 504 loans the lender shown is the certified development company.

What gets financed in Ceres

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels8
29%
$273,000U.S. Bank
Construction7
25%
$450,000Success Capital Expansion & Development
Transportation and warehousing5
18%
$150,000BayFirst National Bank
Manufacturing3
11%
$1,324,000Success Capital Expansion & Development
Agriculture, forestry and fishing2
7%
$400,000Bank of America
Other services (repair, personal care)2
7%
$867,750U.S. Bank
Administrative and support services1
4%
$250,000Northeast Bank
Loan size mix
  • Under $150,00025%
  • $150,000 to $500,00039%
  • $500,000 to $2 million32%
  • $2 million and up4%
Compared with California
Median loan, Ceres
$359,000
Median loan, California
$300,000
Startup share, Ceres
29%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Ceres

03710FY14: 4 loansFY14FY15: 6 loansFY15FY16: 4 loansFY16FY17: 7 loansFY17FY18: 3 loansFY18FY19: 7 loansFY19FY20: 9 loansFY209FY21: 7 loansFY21FY22: 2 loansFY22FY23: 8 loansFY23FY24: 7 loansFY24FY25: 6 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.