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SBA lenders in Oakley, CA

SBA 7(a) and 504 loans to businesses in Oakley (Contra Costa County), October 2021 to June 30, 2026 · Updated October 15, 2026
37
SBA loans approved
$19.7M
Total approved
$178,500
Median loan
20
Lenders active
30%
To startups

37 SBA loans worth $19.7M went to businesses in Oakley, CA between October 2021 and June 2026, from 20 lenders. Northeast Bank made the most, 5 loans. The median loan was $178,500, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in Oakley

#LenderLoansApprovedMedian loanTo startups
1Northeast Bank
Bank · Portland, ME
5$1.3M$250,0000%
2Newtek Bank
Bank · Miami, FL
4$2.0M$225,0000%
3JPMorgan Chase Bank
Bank · Columbus, OH
3$200K$80,0000%
4U.S. Bank
Bank · Cincinnati, OH
3$156K$50,00033%
5Wells Fargo Bank
Bank · Sioux Falls, SD
3$45K$15,000100%
6Mission Valley Bank
Bank · Sun Valley, CA
2$6.9M$3,430,200100%
7Zions Bank, A Division of
Bank · Salt Lake City, UT
2$2.1M$1,039,0500%
8Huntington National Bank
Bank · Columbus, OH
2$488K$243,850100%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$78K$39,2500%
10Capital Access Group
Certified development company · San Francisco, CA
1$1.4M$1,420,0000%
11TowneBank
Bank · Portsmouth, VA
1$1.0M$1,026,6000%
12Celtic Bank
Bank · Salt Lake City, UT
1$945K$945,1000%
13ConnectOne Bank
Bank · Englewood Cliffs, NJ
1$925K$925,0000%
14Fifth Third Bank
Bank · Cincinnati, OH
1$780K$780,000100%
15West Coast Community Bank
Bank · Santa Cruz, CA
1$450K$450,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Oakley. For 504 loans the lender shown is the certified development company.

What gets financed in Oakley

IndustryLoansShareMedian loanMost active lender
Construction7
19%
$56,500U.S. Bank
Retail6
16%
$505,000Zions Bank, A Division of
Health care and social assistance5
14%
$150,000Evolve Bank and Trust
Administrative and support services4
11%
$99,250JPMorgan Chase Bank
Restaurants and hotels4
11%
$2,177,600Mission Valley Bank
Transportation and warehousing3
8%
$500,000Northeast Bank
Wholesale trade2
5%
$157,500Newtek Bank
Arts, entertainment and recreation2
5%
$18,900Northeast Bank
Loan size mix
  • Under $150,00046%
  • $150,000 to $500,00022%
  • $500,000 to $2 million27%
  • $2 million and up5%
Compared with California
Median loan, Oakley
$178,500
Median loan, California
$300,000
Startup share, Oakley
30%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Oakley

071320FY14FY15: 3 loansFY15FY16: 8 loansFY16FY17: 3 loansFY17FY18: 4 loansFY18FY19: 6 loansFY19FY20: 2 loansFY20FY21: 5 loansFY21FY22: 6 loansFY22FY23: 5 loansFY23FY24: 9 loansFY24FY25: 13 loansFY2513FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.