190 SBA loans worth $129.9M went to businesses in Modesto, CA between October 2021 and June 2026, from 51 lenders. U.S. Bank made the most, 23 loans. The median loan was $330,000, compared with $300,000 across California, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 23 | $2.6M | $40,000 | 26% |
| 2 | Success Capital Expansion & Development Certified development company · Modesto, CA | 18 | $16.8M | $445,000 | 6% |
| 3 | Celtic Bank Bank · Salt Lake City, UT | 16 | $14.2M | $420,000 | 25% |
| 4 | Huntington National Bank Bank · Columbus, OH | 12 | $4.2M | $250,000 | 75% |
| 5 | Wells Fargo Bank Bank · Sioux Falls, SD | 11 | $13.2M | $408,000 | 55% |
| 6 | BayFirst National Bank Bank · St. Petersburg, FL | 10 | $1.8M | $150,000 | 0% |
| 7 | Mortgage Capital Development Certified development company · Oakland, CA | 8 | $12.0M | $1,157,500 | 0% |
| 8 | Live Oak Banking Bank · Wilmington, NC | 7 | $9.7M | $900,000 | 0% |
| 9 | Valley First Federal Credit Union Credit union · Modesto, CA | 7 | $2.0M | $150,000 | 86% |
| 10 | Newtek Bank Bank · Miami, FL | 6 | $4.4M | $200,000 | 0% |
| 11 | Bank of America Bank · Charlotte, NC | 6 | $1.5M | $250,000 | 0% |
| 12 | Northeast Bank Bank · Portland, ME | 5 | $873K | $193,500 | 0% |
| 13 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 5 | $713K | $102,700 | 0% |
| 14 | First Internet Bank of Indiana Bank · Fishers, IN | 4 | $3.5M | $328,500 | 100% |
| 15 | BMO Bank Bank · Chicago, IL | 4 | $2.6M | $623,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 38 | $469,000 | Celtic Bank | |
| Other services (repair, personal care) | 30 | $264,500 | U.S. Bank | |
| Construction | 26 | $150,000 | U.S. Bank | |
| Health care and social assistance | 24 | $407,500 | Success Capital Expansion & Development | |
| Restaurants and hotels | 20 | $623,200 | Celtic Bank | |
| Professional and technical services | 11 | $100,000 | Newtek Bank | |
| Transportation and warehousing | 7 | $150,000 | BayFirst National Bank | |
| Education | 6 | $355,000 | Huntington National Bank |