156 SBA loans worth $102.1M went to businesses in Santa Barbara, CA between October 2021 and June 2026, from 40 lenders. U.S. Bank made the most, 18 loans. The median loan was $294,850, compared with $300,000 across California, and health care and social assistance was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 18 | $12.9M | $201,100 | 33% |
| 2 | American Riviera Bank Bank · Santa Barbara, CA | 18 | $8.0M | $265,500 | 28% |
| 3 | JPMorgan Chase Bank Bank · Columbus, OH | 8 | $1.8M | $237,500 | 0% |
| 4 | BayFirst National Bank Bank · St. Petersburg, FL | 8 | $974K | $150,000 | 0% |
| 5 | CDC Small Business Finance Certified development company · San Diego, CA | 7 | $6.0M | $922,000 | 0% |
| 6 | California Statewide Certified Development Certified development company · Davis, CA | 7 | $5.7M | $824,000 | 0% |
| 7 | Bank of America Bank · Charlotte, NC | 7 | $5.3M | $584,000 | 43% |
| 8 | Newtek Bank Bank · Miami, FL | 7 | $4.9M | $75,000 | 0% |
| 9 | Montecito Bank and Trust Bank · Santa Barbara, CA | 7 | $1.6M | $150,000 | 0% |
| 10 | Mortgage Capital Development Certified development company · Oakland, CA | 6 | $6.6M | $680,000 | 0% |
| 11 | Cen Cal Business Finance Group Certified development company · Fresno, CA | 6 | $5.8M | $614,500 | 0% |
| 12 | Live Oak Banking Bank · Wilmington, NC | 6 | $3.6M | $500,000 | 0% |
| 13 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 5 | $1.1M | $150,000 | 0% |
| 14 | Northeast Bank Bank · Portland, ME | 5 | $504K | $75,000 | 0% |
| 15 | Columbia Bank Bank · Roseburg, OR | 4 | $200K | $50,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Health care and social assistance | 24 | $450,000 | U.S. Bank | |
| Restaurants and hotels | 23 | $350,000 | American Riviera Bank | |
| Construction | 22 | $110,000 | U.S. Bank | |
| Retail | 18 | $392,450 | Lendistry SBLC | |
| Professional and technical services | 17 | $248,000 | BayFirst National Bank | |
| Manufacturing | 10 | $330,700 | Celtic Bank | |
| Other services (repair, personal care) | 10 | $485,500 | VelocitySBA | |
| Arts, entertainment and recreation | 8 | $247,500 | American Riviera Bank |