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SBA lenders in Ventura, CA

SBA 7(a) and 504 loans to businesses in Ventura (Ventura County), October 2021 to June 30, 2026 · Updated October 15, 2026
216
SBA loans approved
$102.5M
Total approved
$263,000
Median loan
47
Lenders active
20%
To startups

216 SBA loans worth $102.5M went to businesses in Ventura, CA between October 2021 and June 2026, from 47 lenders. CDC Small Business Finance made the most, 29 loans. The median loan was $263,000, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in Ventura

#LenderLoansApprovedMedian loanTo startups
1CDC Small Business Finance
Certified development company · San Diego, CA
29$23.2M$676,0003%
2U.S. Bank
Bank · Cincinnati, OH
26$5.1M$40,00031%
3Mission Bank
Bank · Bakersfield, CA
22$14.0M$452,50023%
4Newtek Bank
Bank · Miami, FL
13$3.6M$105,00031%
5Huntington National Bank
Bank · Columbus, OH
10$1.9M$222,50060%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
9$5.1M$333,50022%
7Wells Fargo Bank
Bank · Sioux Falls, SD
9$2.5M$45,00067%
8Northeast Bank
Bank · Portland, ME
8$1.3M$135,00025%
9Mortgage Capital Development
Certified development company · Oakland, CA
7$6.8M$568,0000%
10BayFirst National Bank
Bank · St. Petersburg, FL
7$1.5M$150,0000%
11JPMorgan Chase Bank
Bank · Columbus, OH
7$1.2M$150,0000%
12Lendistry SBLC
Non-bank lender · Los Angeles, CA
6$884K$77,4500%
13Business Finance Capital
Certified development company · Los Angeles, CA
5$2.5M$384,00020%
14Bank of America
Bank · Charlotte, NC
5$898K$125,0000%
15Celtic Bank
Bank · Salt Lake City, UT
5$532K$100,00020%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Ventura. For 504 loans the lender shown is the certified development company.

What gets financed in Ventura

IndustryLoansShareMedian loanMost active lender
Construction43
20%
$150,000Mission Bank
Restaurants and hotels28
13%
$614,500Mortgage Capital Development
Professional and technical services27
12%
$199,000CDC Small Business Finance
Other services (repair, personal care)23
11%
$250,000U.S. Bank
Real estate and rental20
9%
$220,650Mission Bank
Health care and social assistance12
6%
$283,800Bank of America
Retail12
6%
$492,500Commonwealth Business Bank
Manufacturing11
5%
$792,000CDC Small Business Finance
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00038%
  • $500,000 to $2 million28%
  • $2 million and up3%
Compared with California
Median loan, Ventura
$263,000
Median loan, California
$300,000
Startup share, Ventura
20%
Startup share, California
23%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Ventura

0204060FY14: 27 loansFY14FY15: 34 loansFY15FY16: 39 loansFY16FY17: 31 loansFY17FY18: 31 loansFY18FY19: 29 loansFY19FY20: 46 loansFY20FY21: 30 loansFY21FY22: 38 loansFY22FY23: 48 loansFY23FY24: 49 loansFY24FY25: 52 loansFY2552FY26 (Oct to Jun): 29 loansFY2629
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.