154 SBA loans worth $107.8M went to businesses in Oxnard, CA between October 2021 and June 2026, from 42 lenders. U.S. Bank made the most, 25 loans. The median loan was $350,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 25 | $3.1M | $40,000 | 36% |
| 2 | CDC Small Business Finance Certified development company · San Diego, CA | 14 | $18.0M | $898,500 | 7% |
| 3 | Newtek Bank Bank · Miami, FL | 8 | $6.8M | $337,500 | 25% |
| 4 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 8 | $790K | $50,000 | 0% |
| 5 | California Statewide Certified Development Certified development company · Davis, CA | 7 | $9.1M | $788,000 | 0% |
| 6 | Mission Bank Bank · Bakersfield, CA | 6 | $2.2M | $312,500 | 17% |
| 7 | Wells Fargo Bank Bank · Sioux Falls, SD | 6 | $1.8M | $25,000 | 67% |
| 8 | Bank of America Bank · Charlotte, NC | 6 | $1.2M | $202,500 | 17% |
| 9 | Northeast Bank Bank · Portland, ME | 5 | $931K | $125,000 | 0% |
| 10 | Huntington National Bank Bank · Columbus, OH | 5 | $876K | $176,000 | 40% |
| 11 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 4 | $3.7M | $827,500 | 25% |
| 12 | Commonwealth Business Bank Bank · Los Angeles, CA | 4 | $3.2M | $903,500 | 0% |
| 13 | Business Finance Capital Certified development company · Los Angeles, CA | 4 | $2.7M | $704,000 | 0% |
| 14 | City National Bank Bank · Los Angeles, CA | 4 | $2.0M | $506,000 | 0% |
| 15 | JPMorgan Chase Bank Bank · Columbus, OH | 4 | $1.7M | $350,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 21 | $325,000 | U.S. Bank | |
| Manufacturing | 20 | $474,000 | Newtek Bank | |
| Construction | 20 | $75,000 | U.S. Bank | |
| Retail | 20 | $903,500 | Commonwealth Business Bank | |
| Other services (repair, personal care) | 16 | $215,500 | U.S. Bank | |
| Health care and social assistance | 14 | $691,000 | U.S. Bank | |
| Professional and technical services | 14 | $362,000 | CDC Small Business Finance | |
| Wholesale trade | 9 | $450,000 | California Statewide Certified Development |