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Bank · Santa Barbara, CA

American Riviera Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
62
SBA loans approved
$26.7M
Total approved
$275,000
Median loan
1
States lent in
26%
To startups
#492
National rank by loans

American Riviera Bank approved 62 SBA loans worth $26.7M between October 2021 and June 2026, ranking #492 of 2,283 SBA lenders nationally by loan count. Its median loan was $275,000, and 26% went to startups or businesses under two years old. It lent in 1 states, most often in California, and its most financed industry was construction.

SBA loans per fiscal year

0102030FY14: 6 loansFY14FY15: 12 loansFY15FY16: 6 loansFY16FY17: 12 loansFY17FY18: 12 loansFY18FY19: 10 loansFY19FY20: 21 loansFY2021FY21: 9 loansFY21FY22: 14 loansFY22FY23: 15 loansFY23FY24: 9 loansFY24FY25: 11 loansFY25FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where American Riviera Bank lends

StateLoansApprovedMedian loanRank in state
California62$26.7M$275,000#78

Industries American Riviera Bank finances

IndustryLoansShareMedian loan
Construction10
16%
$150,000
Restaurants and hotels10
16%
$512,500
Retail9
15%
$517,000
Manufacturing6
10%
$456,000
Health care and social assistance5
8%
$200,000
Arts, entertainment and recreation4
6%
$300,000
Real estate and rental4
6%
$54,500
Wholesale trade3
5%
$362,000
Administrative and support services3
5%
$150,000
Professional and technical services3
5%
$250,000
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00044%
  • $500,000 to $2 million29%
  • $2 million and up2%
Loan programs used
  • Preferred Lender (PLP)71%
  • SBA Express23%
  • Standard 7(a)6%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.