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SBA lenders in San Ramon, CA

SBA 7(a) and 504 loans to businesses in San Ramon (Contra Costa County), October 2021 to June 30, 2026 · Updated October 15, 2026
63
SBA loans approved
$32.5M
Total approved
$150,000
Median loan
25
Lenders active
33%
To startups

63 SBA loans worth $32.5M went to businesses in San Ramon, CA between October 2021 and June 2026, from 25 lenders. Wells Fargo Bank made the most, 9 loans. The median loan was $150,000, compared with $300,000 across California, and professional and technical services was the most financed industry.

Most active SBA lenders in San Ramon

#LenderLoansApprovedMedian loanTo startups
1Wells Fargo Bank
Bank · Sioux Falls, SD
9$175K$15,000100%
2Northeast Bank
Bank · Portland, ME
7$1.2M$120,00029%
3Live Oak Banking
Bank · Wilmington, NC
6$9.2M$783,00017%
4JPMorgan Chase Bank
Bank · Columbus, OH
6$1.6M$200,00017%
5Mortgage Capital Development
Certified development company · Oakland, CA
4$7.3M$1,088,0000%
6Lendistry SBLC
Non-bank lender · Los Angeles, CA
3$403K$51,7000%
7Newtek Bank
Bank · Miami, FL
3$372K$125,00033%
8Celtic Bank
Bank · Salt Lake City, UT
3$290K$110,0000%
9Bank of America
Bank · Charlotte, NC
2$800K$400,0000%
10BayFirst National Bank
Bank · St. Petersburg, FL
2$300K$150,0000%
11West Coast Community Bank
Bank · Santa Cruz, CA
2$270K$135,00050%
12U.S. Bank
Bank · Cincinnati, OH
2$75K$37,50050%
13BMO Bank
Bank · Chicago, IL
1$2.9M$2,923,7000%
14Bay Area Employment Development
Certified development company · Concord, CA
1$2.0M$1,974,0000%
15Pinnacle Bank
Bank · Gilroy, CA
1$985K$985,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in San Ramon. For 504 loans the lender shown is the certified development company.

What gets financed in San Ramon

IndustryLoansShareMedian loanMost active lender
Professional and technical services10
16%
$182,500Northeast Bank
Health care and social assistance8
13%
$667,500Mortgage Capital Development
Education7
11%
$500,000Live Oak Banking
Retail7
11%
$500,000Wells Fargo Bank
Administrative and support services5
8%
$50,000Wells Fargo Bank
Other services (repair, personal care)5
8%
$150,000Wells Fargo Bank
Construction5
8%
$150,000Live Oak Banking
Manufacturing5
8%
$571,000West Coast Community Bank
Loan size mix
  • Under $150,00043%
  • $150,000 to $500,00027%
  • $500,000 to $2 million24%
  • $2 million and up6%
Compared with California
Median loan, San Ramon
$150,000
Median loan, California
$300,000
Startup share, San Ramon
33%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in San Ramon

0102030FY14: 17 loansFY14FY15: 27 loansFY1527FY16: 19 loansFY16FY17: 21 loansFY17FY18: 27 loansFY18FY19: 14 loansFY19FY20: 9 loansFY20FY21: 16 loansFY21FY22: 13 loansFY22FY23: 9 loansFY23FY24: 17 loansFY24FY25: 18 loansFY25FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.