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Bank · Santa Cruz, CA

West Coast Community Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
121
SBA loans approved
$128.4M
Total approved
$515,000
Median loan
4
States lent in
24%
To startups
#309
National rank by loans

West Coast Community Bank approved 121 SBA loans worth $128.4M between October 2021 and June 2026, ranking #309 of 2,283 SBA lenders nationally by loan count. Its median loan was $515,000, and 24% went to startups or businesses under two years old. It lent in 4 states, most often in California, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0234770FY14: 39 loansFY14FY15: 45 loansFY15FY16: 54 loansFY16FY17: 64 loansFY1764FY18: 53 loansFY18FY19: 55 loansFY19FY20: 47 loansFY20FY21: 62 loansFY21FY22: 40 loansFY22FY23: 30 loansFY23FY24: 26 loansFY24FY25: 16 loansFY25FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where West Coast Community Bank lends

StateLoansApprovedMedian loanRank in state
California115$111.3M$500,000#57
Washington3$11.1M$3,104,000#136
Oregon2$4.7M$2,341,500#114
Colorado1$1.3M$1,278,000#219

Industries West Coast Community Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels38
31%
$521,500
Retail23
19%
$935,000
Manufacturing12
10%
$338,650
Transportation and warehousing9
7%
$500,000
Construction7
6%
$500,000
Health care and social assistance5
4%
$115,000
Real estate and rental5
4%
$554,000
Professional and technical services4
3%
$566,250
Wholesale trade4
3%
$609,500
Arts, entertainment and recreation3
2%
$700,000
Loan size mix
  • Under $150,00012%
  • $150,000 to $500,00035%
  • $500,000 to $2 million36%
  • $2 million and up18%
Loan programs used
  • Preferred Lender (PLP)98%
  • SBA Express2%
  • Export Express1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.