US Lender Metrics Get a Lender Match
Home › Lender directory › Bay Area Employment Development
Certified development company · Concord, CA

Bay Area Employment Development: SBA lending profile

Bay Area Employment Development Company · SBA 504 loans, October 2021 to June 30, 2026 · Updated October 15, 2026
317
SBA loans approved
$381.2M
Total approved
$822,000
Median loan
1
States lent in
11%
To startups
#137
National rank by loans

Bay Area Employment Development approved 317 SBA loans worth $381.2M between October 2021 and June 2026, ranking #137 of 2,283 SBA lenders nationally by loan count. Its median loan was $822,000, and 11% went to startups or businesses under two years old. It lent in 1 states, most often in California, and its most financed industry was retail.

SBA loans per fiscal year

067133200FY14: 94 loansFY14FY15: 106 loansFY15FY16: 71 loansFY16FY17: 57 loansFY17FY18: 71 loansFY18FY19: 66 loansFY19FY20: 79 loansFY20FY21: 110 loansFY21110FY22: 101 loansFY22FY23: 54 loansFY23FY24: 50 loansFY24FY25: 66 loansFY25FY26 (Oct to Jun): 46 loansFY2646
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Bay Area Employment Development lends

StateLoansApprovedMedian loanRank in state
California317$381.2M$822,000#26

Industries Bay Area Employment Development finances

IndustryLoansShareMedian loan
Retail51
16%
$1,095,000
Health care and social assistance47
15%
$923,000
Restaurants and hotels41
13%
$1,344,000
Construction36
11%
$578,500
Other services (repair, personal care)27
9%
$821,000
Manufacturing26
8%
$902,500
Professional and technical services20
6%
$411,000
Wholesale trade14
4%
$806,000
Education12
4%
$715,000
Transportation and warehousing10
3%
$864,000
Loan size mix
  • Under $150,0001%
  • $150,000 to $500,00027%
  • $500,000 to $2 million56%
  • $2 million and up16%
Loan programs used
  • Accredited Lender (504)73%
  • ALP Express16%
  • 504 Refinancing Program10%
  • ALP Express Debt Refi1%
  • 504 Basic0%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.