197 SBA loans worth $184.3M went to businesses in Hayward, CA between October 2021 and June 2026, from 45 lenders. Mortgage Capital Development made the most, 27 loans. The median loan was $500,000, compared with $300,000 across California, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Mortgage Capital Development Certified development company · Oakland, CA | 27 | $42.7M | $1,253,000 | 4% |
| 2 | U.S. Bank Bank · Cincinnati, OH | 27 | $18.4M | $50,000 | 30% |
| 3 | Northeast Bank Bank · Portland, ME | 12 | $2.7M | $167,450 | 25% |
| 4 | Huntington National Bank Bank · Columbus, OH | 10 | $3.0M | $285,500 | 50% |
| 5 | Wells Fargo Bank Bank · Sioux Falls, SD | 10 | $2.9M | $125,400 | 80% |
| 6 | Business Finance Capital Certified development company · Los Angeles, CA | 9 | $16.0M | $1,339,000 | 11% |
| 7 | East West Bank Bank · Pasadena, CA | 8 | $5.1M | $416,250 | 12% |
| 8 | Newtek Bank Bank · Miami, FL | 8 | $4.2M | $500,000 | 38% |
| 9 | Fremont Bank Bank · Fremont, CA | 7 | $12.5M | $1,000,000 | 14% |
| 10 | Live Oak Banking Bank · Wilmington, NC | 7 | $9.8M | $350,000 | 14% |
| 11 | Capital Access Group Certified development company · San Francisco, CA | 7 | $7.1M | $1,072,000 | 14% |
| 12 | JPMorgan Chase Bank Bank · Columbus, OH | 7 | $1.3M | $200,000 | 14% |
| 13 | Celtic Bank Bank · Salt Lake City, UT | 5 | $1.9M | $150,000 | 40% |
| 14 | Bay Area Employment Development Certified development company · Concord, CA | 4 | $5.7M | $1,218,000 | 0% |
| 15 | Open Bank Bank · Los Angeles, CA | 3 | $5.2M | $1,125,000 | 33% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 31 | $350,000 | U.S. Bank | |
| Retail | 28 | $629,500 | Northeast Bank | |
| Health care and social assistance | 22 | $428,400 | Northeast Bank | |
| Restaurants and hotels | 22 | $330,500 | U.S. Bank | |
| Wholesale trade | 16 | $475,000 | Mortgage Capital Development | |
| Manufacturing | 15 | $611,300 | Mortgage Capital Development | |
| Transportation and warehousing | 15 | $1,339,000 | Business Finance Capital | |
| Professional and technical services | 13 | $350,000 | Huntington National Bank |