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SBA lenders in San Francisco, CA

SBA 7(a) and 504 loans to businesses in San Francisco (City and County of San Francisco County), October 2021 to June 30, 2026 · Updated October 15, 2026
809
SBA loans approved
$535.1M
Total approved
$350,000
Median loan
95
Lenders active
22%
To startups

809 SBA loans worth $535.1M went to businesses in San Francisco, CA between October 2021 and June 2026, from 95 lenders. Mortgage Capital Development made the most, 64 loans. The median loan was $350,000, compared with $300,000 across California, and professional and technical services was the most financed industry.

Most active SBA lenders in San Francisco

#LenderLoansApprovedMedian loanTo startups
1Mortgage Capital Development
Certified development company · Oakland, CA
64$74.3M$828,50012%
2U.S. Bank
Bank · Cincinnati, OH
54$32.4M$100,00020%
3Northeast Bank
Bank · Portland, ME
49$7.5M$103,60024%
4Newtek Bank
Bank · Miami, FL
44$22.5M$269,00018%
5JPMorgan Chase Bank
Bank · Columbus, OH
43$13.2M$220,0007%
6BayFirst National Bank
Bank · St. Petersburg, FL
43$6.6M$150,0002%
7Capital Access Group
Certified development company · San Francisco, CA
39$46.9M$953,00018%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
32$14.9M$130,00016%
9Wells Fargo Bank
Bank · Sioux Falls, SD
30$14.6M$180,50067%
10Live Oak Banking
Bank · Wilmington, NC
28$37.9M$557,50025%
11Main Street Launch
Non-bank lender · Oakland, CA
27$6.7M$250,00063%
12Huntington National Bank
Bank · Columbus, OH
26$7.8M$250,00042%
13East West Bank
Bank · Pasadena, CA
25$18.4M$500,0000%
14Lendistry SBLC
Non-bank lender · Los Angeles, CA
21$3.7M$150,0005%
15Bay Area Employment Development
Certified development company · Concord, CA
18$16.9M$871,5006%
7(a) and 504 lenders combined, ranked by number of loans to businesses in San Francisco. For 504 loans the lender shown is the certified development company.

What gets financed in San Francisco

IndustryLoansShareMedian loanMost active lender
Professional and technical services149
18%
$250,000JPMorgan Chase Bank
Restaurants and hotels140
17%
$350,000Mortgage Capital Development
Retail114
14%
$376,200Northeast Bank
Construction80
10%
$350,000JPMorgan Chase Bank
Health care and social assistance73
9%
$584,000Live Oak Banking
Other services (repair, personal care)70
9%
$325,250U.S. Bank
Manufacturing32
4%
$351,500U.S. Bank
Administrative and support services27
3%
$150,000Northeast Bank
Loan size mix
  • Under $150,00025%
  • $150,000 to $500,00036%
  • $500,000 to $2 million31%
  • $2 million and up7%
Compared with California
Median loan, San Francisco
$350,000
Median loan, California
$300,000
Startup share, San Francisco
22%
Startup share, California
23%
Share of state's SBA loans
2.0%

SBA loans per fiscal year in San Francisco

0100200300FY14: 223 loansFY14FY15: 276 loansFY15276FY16: 253 loansFY16FY17: 223 loansFY17FY18: 177 loansFY18FY19: 165 loansFY19FY20: 126 loansFY20FY21: 145 loansFY21FY22: 134 loansFY22FY23: 147 loansFY23FY24: 198 loansFY24FY25: 221 loansFY25FY26 (Oct to Jun): 109 loansFY26109
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.