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SBA lenders in Pacifica, CA

SBA 7(a) and 504 loans to businesses in Pacifica (San Mateo County), October 2021 to June 30, 2026 · Updated October 15, 2026
35
SBA loans approved
$21.3M
Total approved
$350,000
Median loan
24
Lenders active
29%
To startups

35 SBA loans worth $21.3M went to businesses in Pacifica, CA between October 2021 and June 2026, from 24 lenders. Wells Fargo Bank made the most, 5 loans. The median loan was $350,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Pacifica

#LenderLoansApprovedMedian loanTo startups
1Wells Fargo Bank
Bank · Sioux Falls, SD
5$3.8M$348,00080%
2Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
4$4.7M$1,272,5000%
3Mortgage Capital Development
Certified development company · Oakland, CA
2$2.1M$1,063,0000%
4BMO Bank
Bank · Chicago, IL
2$754K$377,2500%
5Capital Access Group
Certified development company · San Francisco, CA
2$497K$248,5000%
6Northeast Bank
Bank · Portland, ME
2$189K$94,50050%
7Celtic Bank
Bank · Salt Lake City, UT
1$2.7M$2,734,000100%
8Mega Bank
Bank · San Gabriel, CA
1$931K$931,0000%
9Fremont Bank
Bank · Fremont, CA
1$800K$800,0000%
10U.S. Bank
Bank · Cincinnati, OH
1$595K$595,0000%
11First Internet Bank of Indiana
Bank · Fishers, IN
1$570K$570,000100%
12United Business Bank
Bank · Walnut Creek, CA
1$510K$510,0000%
13KeyPoint CU
Credit union · San Jose, CA
1$500K$500,0000%
14Byline Bank
Bank · Chicago, IL
1$351K$351,0000%
15Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$350K$350,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Pacifica. For 504 loans the lender shown is the certified development company.

What gets financed in Pacifica

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels10
29%
$540,000Harvest Small Business Finance
Construction6
17%
$275,950U.S. Bank
Retail4
11%
$538,200KeyPoint CU
Professional and technical services4
11%
$302,500Live Oak Banking
Education4
11%
$219,750Northeast Bank
Health care and social assistance3
9%
$1,190,000Celtic Bank
Arts, entertainment and recreation2
6%
$118,000Wells Fargo Bank
Information and media1
3%
$348,000Wells Fargo Bank
Loan size mix
  • Under $150,00020%
  • $150,000 to $500,00037%
  • $500,000 to $2 million37%
  • $2 million and up6%
Compared with California
Median loan, Pacifica
$350,000
Median loan, California
$300,000
Startup share, Pacifica
29%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Pacifica

071320FY14: 7 loansFY14FY15: 5 loansFY15FY16: 3 loansFY16FY17: 5 loansFY17FY18: 9 loansFY18FY19: 7 loansFY19FY20: 2 loansFY20FY21: 5 loansFY21FY22: 14 loansFY2214FY23: 6 loansFY23FY24: 3 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.