53 SBA loans worth $31.5M went to businesses in Richmond, CA between October 2021 and June 2026, from 27 lenders. Mortgage Capital Development made the most, 6 loans. The median loan was $272,000, compared with $300,000 across California, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Mortgage Capital Development Certified development company · Oakland, CA | 6 | $5.2M | $828,500 | 0% |
| 2 | JPMorgan Chase Bank Bank · Columbus, OH | 5 | $750K | $150,000 | 20% |
| 3 | BayFirst National Bank Bank · St. Petersburg, FL | 5 | $644K | $150,000 | 0% |
| 4 | Bay Area Employment Development Certified development company · Concord, CA | 4 | $3.2M | $426,000 | 25% |
| 5 | Live Oak Banking Bank · Wilmington, NC | 3 | $5.9M | $1,250,000 | 0% |
| 6 | Northeast Bank Bank · Portland, ME | 3 | $600K | $200,000 | 0% |
| 7 | Newtek Bank Bank · Miami, FL | 3 | $348K | $85,000 | 67% |
| 8 | Capital Access Group Certified development company · San Francisco, CA | 2 | $3.6M | $1,779,500 | 0% |
| 9 | Business Finance Capital Certified development company · Los Angeles, CA | 2 | $851K | $425,500 | 50% |
| 10 | U.S. Bank Bank · Cincinnati, OH | 2 | $375K | $187,500 | 0% |
| 11 | Shoreham Bank Bank · Warwick, RI | 2 | $200K | $100,000 | 0% |
| 12 | Fremont Bank Bank · Fremont, CA | 1 | $4.0M | $4,000,000 | 0% |
| 13 | American Continental Bank Bank · City Of Industry, CA | 1 | $1.0M | $1,000,000 | 0% |
| 14 | First Bank Bank · Southern Pines, NC | 1 | $822K | $822,100 | 0% |
| 15 | Celtic Bank Bank · Salt Lake City, UT | 1 | $544K | $544,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 12 | $150,000 | JPMorgan Chase Bank | |
| Manufacturing | 10 | $510,150 | Mortgage Capital Development | |
| Retail | 8 | $265,050 | Northeast Bank | |
| Restaurants and hotels | 5 | $150,000 | BayFirst National Bank | |
| Other services (repair, personal care) | 5 | $355,000 | American Continental Bank | |
| Transportation and warehousing | 3 | $100,000 | Shoreham Bank | |
| Administrative and support services | 3 | $350,000 | Celtic Bank | |
| Health care and social assistance | 3 | $500,000 | Live Oak Banking |