52 SBA loans worth $54.7M went to businesses in Merced, CA between October 2021 and June 2026, from 28 lenders. Mortgage Capital Development made the most, 4 loans. The median loan was $526,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Mortgage Capital Development Certified development company · Oakland, CA | 4 | $8.2M | $2,064,500 | 25% |
| 2 | Success Capital Expansion & Development Certified development company · Modesto, CA | 4 | $4.4M | $810,500 | 0% |
| 3 | Celtic Bank Bank · Salt Lake City, UT | 3 | $7.4M | $2,271,000 | 67% |
| 4 | PNC Bank Bank · Wilmington, DE | 3 | $5.1M | $50,000 | 33% |
| 5 | Newtek Bank Bank · Miami, FL | 3 | $2.2M | $1,000,000 | 0% |
| 6 | Commonwealth Business Bank Bank · Los Angeles, CA | 3 | $1.5M | $505,000 | 100% |
| 7 | Fresno Community Development Financial Institution dba Access Plus Capital Non-bank lender · Fresno, CA | 3 | $507K | $144,000 | 67% |
| 8 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 3 | $243K | $62,000 | 0% |
| 9 | Enterprise Bank & Trust Bank · Clayton, MO | 2 | $4.9M | $2,452,750 | 50% |
| 10 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 2 | $3.7M | $1,870,000 | 0% |
| 11 | Port 51 Lending Non-bank lender · New York, NY | 2 | $2.1M | $1,037,000 | 100% |
| 12 | Business Finance Capital Certified development company · Los Angeles, CA | 2 | $767K | $383,500 | 0% |
| 13 | Bank of America Bank · Charlotte, NC | 2 | $600K | $300,000 | 0% |
| 14 | Northeast Bank Bank · Portland, ME | 2 | $469K | $234,650 | 0% |
| 15 | Summit State Bank Bank · Santa Rosa, CA | 1 | $3.1M | $3,100,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 16 | $793,800 | Commonwealth Business Bank | |
| Retail | 10 | $1,312,500 | Fresno Community Development Financial Institution dba Access Plus Capital | |
| Other services (repair, personal care) | 7 | $547,000 | Port 51 Lending | |
| Health care and social assistance | 4 | $1,017,500 | Celtic Bank | |
| Transportation and warehousing | 3 | $50,000 | Lendistry SBLC | |
| Wholesale trade | 3 | $264,500 | Northeast Bank | |
| Real estate and rental | 2 | $335,500 | Bank of America | |
| Construction | 2 | $250,000 | Huntington National Bank |