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SBA lenders in Payson, UT

SBA 7(a) and 504 loans to businesses in Payson (Utah County), October 2021 to June 30, 2026 · Updated October 15, 2026
49
SBA loans approved
$25.9M
Total approved
$281,000
Median loan
15
Lenders active
39%
To startups

49 SBA loans worth $25.9M went to businesses in Payson, UT between October 2021 and June 2026, from 15 lenders. Central Bank made the most, 11 loans. The median loan was $281,000, compared with $267,150 across Utah, and construction was the most financed industry.

Most active SBA lenders in Payson

#LenderLoansApprovedMedian loanTo startups
1Central Bank
Bank · Provo, UT
11$5.0M$195,80045%
2Mountain West Small Business Finance
Certified development company · Salt Lake City, UT
7$4.4M$517,0000%
3Mountain America FCU
Credit union · Sandy, UT
6$899K$50,00050%
4U.S. Bank
Bank · Cincinnati, OH
4$2.0M$496,80050%
5Zions Bank, A Division of
Bank · Salt Lake City, UT
4$395K$100,00050%
6Newtek Bank
Bank · Miami, FL
3$1.3M$350,00067%
7Wells Fargo Bank
Bank · Sioux Falls, SD
3$304K$20,000100%
8Intermountain Business Lending
Certified development company · Ogden, UT
2$4.9M$2,442,5000%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$3.2M$1,600,0000%
10B:Side Capital
Certified development company · Denver, CO
2$697K$348,5000%
11America First Federal Credit Union
Credit union · Riverdale, UT
1$1.6M$1,581,5000%
12Community Banks of Colorado, A Division of NBH Bank
Bank · Greenwood Village, CO
1$516K$516,500100%
13Glacier Bank
Bank · Kalispell, MT
1$482K$482,000100%
14Northeast Bank
Bank · Portland, ME
1$227K$226,8000%
15BayFirst National Bank
Bank · St. Petersburg, FL
1$85K$85,1000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Payson. For 504 loans the lender shown is the certified development company.

What gets financed in Payson

IndustryLoansShareMedian loanMost active lender
Construction13
27%
$300,000Mountain West Small Business Finance
Other services (repair, personal care)7
14%
$150,000Central Bank
Retail6
12%
$747,500America First Federal Credit Union
Professional and technical services5
10%
$1,600,000Zions Bank, A Division of
Health care and social assistance5
10%
$458,000Mountain America FCU
Administrative and support services3
6%
$65,300Central Bank
Manufacturing3
6%
$350,000Central Bank
Finance and insurance1
2%
$193,000B:Side Capital
Loan size mix
  • Under $150,00033%
  • $150,000 to $500,00035%
  • $500,000 to $2 million29%
  • $2 million and up4%
Compared with Utah
Median loan, Payson
$281,000
Median loan, Utah
$267,150
Startup share, Payson
39%
Startup share, Utah
33%
Share of state's SBA loans
0.8%

SBA loans per fiscal year in Payson

071320FY14: 10 loansFY14FY15: 12 loansFY15FY16: 14 loansFY16FY17: 10 loansFY17FY18: 7 loansFY18FY19: 9 loansFY19FY20: 15 loansFY20FY21: 14 loansFY21FY22: 7 loansFY22FY23: 4 loansFY23FY24: 16 loansFY2416FY25: 14 loansFY25FY26 (Oct to Jun): 8 loansFY268
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.